About Dental Insurance
Oral health is an important component of overall wellness, and routine dental care can help prevent the development of serious, even permanent, damage to teeth and gums. Dental Insurance can help protect insureds' oral health and their savings, by covering routine care and helping to prevent complications requiring extensive and costly treatment.
How Dental Insurance Works
Allstate Benefits offers Dental Insurance from Ameritas, a highly rated insurer serving more than 81,000 employer groups across the country. Ameritas provides benefits for preventive services and basic or major dental treatments, and insureds can choose a provider from the Ameritas Dental Network, once of the nation's largest. The plan also offers a Dental Rewards® program. By visiting a dental provider each year and submitting a claim under your plan threshold, you can qualify to carry over benefit dollars and increase your available dental insurance benefits.
In addition, the Ameritas plan offers coverage for LASIK and related procedures, and benefit allowances for hearing exams, hearing aids and hearing aid maintenance.
Features and benefits
- Benefits for preventive, basic and major dental treatment
- Covered services include oral exams, cleanings, x-rays, fillings, anesthesia, cancer screenings, periodontics, orthodontics and more
- Family coverage available
- The Dental Rewards option allows saving for future years when dental expenses may exceed the annual maximum
- Benefit allowances for LASIK, hearing exams, hearing aids and hearing aid maintenance.
Disclaimers and notes
Limitations and exclusions may apply to benefits and Dental Rewards program.
Underwritten by Ameritas Life Insurance Corp.
