Cancer Insurance from Allstate Benefits

About Cancer Insurance

Allstate Benefits Cancer Insurance pays cash benefits after a diagnosis of cancer or one of 29 other specified diseases. The benefit can help reduce financial stress during a difficult time and allow everyone to focus on treatment and recovery.

How Cancer Insurance Works

Cancer Insurance benefits are paid for hospital stays, radiation, chemotherapy, surgery, medications, prosthesis and other associated treatments. People with this coverage submit claims after diagnosis and/or treatment and benefits are paid for approved diagnoses and procedures based on a pre-determined schedule of benefits. Some plans may include additional treatment benefits, and an annual wellness benefit for completing routine screenings.

Features and benefits

• Coverage provides benefits for hospital confinement, radiation/chemotherapy, surgery, and other procedures and items related to cancer treatment
• Additional benefits may include coverage for initial diagnosis of cancer, intensive care treatment, and a wellness benefit
• Individual and family coverage available
• Coverage may be portable, meaning insured persons may be able to take their coverage with them if they leave their employer
• Specialized resources and support for our insureds diagnosed with cancer

Allstate Benefits and the American Cancer Society

Allstate Benefits is a proud partner of the American Cancer Society, providing vital resources and support for cancer patients and caregivers through our dedicated Cancer Helpline. Available 24/7, 365 days a year, the American Cancer Society's National Cancer Information Center serves as the frontline for individuals seeking answers about their diagnosis, connecting to patient programs, and accessing guidance and support. To learn more about how you or your loved ones can benefit from this invaluable service, visit our Partners page today.

In addition to receiving cash benefits to help cover some of the costs associated with diagnosis and treatment, customers who are newly diagnosed with cancer also receive a personal letter of support from our company president and a copy of "Chicken Soup for the Soul®: The Cancer Book" by Jack Canfield, Mark Victor Hansen, and David Tabatsky.

Meet Joe

Prior to his annual physical, Joe has a PSA test. At his appointment, his doctor expresses concern with the results and sends him for additional testing. Those results lead to a diagnosis of prostate cancer and a referral for surgery. Joe travels 400 miles from his home for pre-op testing and surgery. After returning home, Joe is under his doctor's care for a two-month recovery period. Joe files a claim under his Allstate Benefits Cancer Insurance and receives payment for the initial wellness exam, the initial cancer diagnosis, his hospital stay, surgery, anesthesia, and inpatient medication. He even receives benefits for his travel expenses. Altogether, Joe's benefit payment is enough to pay for his medical deductible with some left over for daily living expenses.