Explainer Video (1:58): "What Is Full Coverage Auto Insurance?
Announcer (voiceover): What Is Full Coverage Auto Insurance?
Announcer (voiceover): When people use that term, they often mean a combination of various types of coverage. But, "full coverage" doesn't actually exist.
Announcer (voiceover): Don't worry, though. Plenty of auto insurance options do exist to help protect you. Let's talk about a few.
Announcer (voiceover): Cause an accident? Liability coverage is designed to cover injuries or damage to another person or their property in an accident you cause.
Announcer (voiceover): Hmm—what about your car? If you've caused an accident, collision coverage can help pay for your vehicle's damage.
Announcer (voiceover): Maybe your car's damaged, but not from a wreck. If your car's stolen, or if something falls on it, that's where comprehensive coverage comes in.
Announcer (voiceover): Uh-oh. An uninsured driver rear-ended your car? Don't worry—uninsured and underinsured motorist property damage coverage may help in that scenario.
Announcer (voiceover): Medical payments coverage or personal injury protection may help pay for medical bills and other costs if someone gets hurt.
Announcer (voiceover): Worried about your new car getting totaled right after you buy it? You'll want to check out new car replacement coverage.
Announcer (voiceover): Let's say your car is in the shop for repairs after you get into an accident covered by your policy. That's when rental car reimbursement coverage would be helpful.
Announcer (voiceover): And if you're looking to be as protected as possible, there are even more optional coverages to choose from.
Announcer (voiceover): So, to recap, there are several kinds of auto insurance coverage you can select, including:
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Uninsured and underinsured motorist coverage
- Medical payments coverage, personal injury protection
- New car replacement coverage
- Rental car reimbursement . . . and more.
Announcer (voiceover): Ready to start exploring your options? Contact an Allstate agent today!
(Hand writes: www.Allstate.com)