Renters Insurance Made Simple at Allstate

Will my policy pay to replace my belongings?

The value of most of your belongings decreases over time. With Allstate® Renters Insurance,
you are able to choose one of the personal property coverages below.

  • Actual Cash Value

    typically means your belongings are covered for their replacement
    cost minus depreciation. Depreciation is the decrease in an item's value due to its age,
    condition or other factors.
  • Reimbursement Provision

    typically means your belongings are covered for the amount it
    would take to replace them at the time of the claim. Premiums are usually higher for this coverage.

    Here's how the Reimbursement Provision works:
    • First, we pay you for the Actual Cash Value of the item
    • When you replace the item, we issue a separate check for the remaining amount
      needed to make the purchase

How to review what you've selected.

If you have Allstate Renters Insurance, you can review which type of coverage you have
purchased by looking at your Policy Declarations under Personal Property. With either coverage,
a deductible will apply.

Questions? Want to make changes to your coverage? Call your local Allstate Agent or 1-800-ALLSTATE.

Get A Quote

Your location is set for:

Ashburn, VA 20146 Edit
GET A QUOTE

Retrieve a saved quote

Agents Near 20146

  • Wendy Moore
    Wendy Moore
    44075 Pipeline Plz Ste 305
    Ashburn, VA 20147
  • Donald Kraper
    Donald Kraper
    1301 Moran Rd Ste 101
    Sterling, VA 20166
  • Ormsby Insurance Group
    Ormsby Insurance Group
    44110 Ashbrn Shpg Plz Unit 216
    Ashburn, VA 20147
  • Malan Chakravarthi
    Malan Chakravarthi
    20609 Gordon Park Sq Ste 130
    Ashburn, VA 20147
  • Marvalee Lord
    Marvalee Lord
    22636 Glenn Dr Ste 205
    Sterling, VA 20164
Agent finder map
ECC Monitor: OK