Home Insurance Made Simple

What May Not Be Covered

Homeowners insurance protects a home from accidental
and sudden losses. However, not all losses are covered.

Breakdowns in the home.

Most homeowners insurance does not cover basic
maintenance repairs. For example, if your water
heater cracks, your coverage most likely will not help
to replace the water heater. (But it might help pay for
the damage to your floors.)

Floods, earthquakes and water backup.

Typically, floods, earthquakes and water (sewer)
backups are excluded from most homeowners
insurance. If you want to purchase additional
to cover these events, talk to your Allstate
or call 1-800-ALLSTATE.

Questions? Want to make changes to your coverage? Call your local Allstate Agent or 1-800-ALLSTATE.

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