Dwelling & Other Structures

Your home may be your most important asset.
An Allstate homeowners policy protects it in two ways:

• Dwelling Protection

  covers the home you live in
  and other structures attached to it such as a garage,
  porch or deck.

• Other Structures Protection

  covers other buildings
  on your property that are separate from your home
  such as a stand-alone garage or a shed.

Allstate homeowners insurance typically covers a range of perils, such as:

• Theft
• Fire and smoke
• Windstorm or hail
• Falling objects
• Freezing of plumbing
• Car crash into home
• Water damage from plumbing, furnace/AC or water heater