Deductibles

When you file a claim for a covered loss, you
may be responsible for a set amount, called a
deductible, to repair or replace whatever is
damaged or stolen.

Example: A candle falls in the living room and
starts a fire. It will cost $5,000 to replace the
damaged furniture and drapes.

More about Allstate deductibles.

• Not all coverages have a deductible
• A deductible will always apply to Dwelling, Other Structures and Personal Property coverages
• If a coverage has a deductible, it will be shown on your Policy Declarations next to the coverage
• When available, choosing a higher deductible usually means a lower insurance premium