About Deductibles
A deductible is the amount of money you are responsible for when Allstate
pays to repair or replace your car if you have a claim covered by your policy.
Example: A driver damages his car in an
accident and it will cost $5,000 to repair.
Bottom Line:
Choosing a higher deductible may mean you pay less for insurance now, but you may have to pay more later if you have an accident.