Moving means more than simply packing up and shipping out. You have to change your driver's license, forward your mail, and update your insurance coverage. Here are six tips for streamlining the process.
Between packing, cleaning up your current residence, and switching over your bills, the list of to-do items for a big move can be overwhelming. Often, updating your insurance coverage can become an afterthought. To make sure you don't experience a break in coverage during your transition, keep this checklist in mind when you move :
- Make sure your move is covered. Many Allstate homeowner's insurance policies cover losses to your personal property caused by many of the situations that can occur while moving. However, you might want to consider purchasing additional insurance coverage through the vendor moving your personal property, just in case.
- Contact your agent. If you're selling a home, your Allstate Agent should be notified as soon as possible. As long as all payments are up-to-date, the policy will generally remain in effect until the sale of the property is complete.
- Have insurance coverage ready for your new home. In most instances, proof of insurance on the property is required prior to or at closing when purchasing a new home. If you are renting, make sure that your policy is updated to fit your new space.
- Research your insurance needs. Depending on where your new home is located, your property or homeowner's insurance needs may change. You can start your research using Allstate's Common & Costly Claims online tool.
- Protect your guests. Moving to a new home means guests are inevitable. From family members to friends, everyone is going to want to see where you live. It's important to protect yourself-and your guests-should they be injured in or around your home accidentally. Guest medical coverage, included in most residential insurance policies, helps your guest recover from these potential medical emergencies.
If there are items on this checklist that you can't cross off, Allstate can help. To make sure your big move is protected, find an agent near you, go online for a no-obligation quote or call 1-866-621-6900 today.
Published: February 2011