Mortgage Down Payment Requirements

This mortgage down payment requirement calculator helps you determine how much you should put down for a new home. Major factors to consider include purchase price, interest rate, and loan term. You should also consider how long you intend to live in the home. The cost disadvantage of making a smaller down payment is less if you intend to live in the home for only a few years. A larger down payment, resulting in smaller monthly payments, may work to your advantage if you intend to stay in the home for a long period of time.


The availability, qualifications and amounts of these coverages and discounts may vary from state to state. In addition, other terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer coverages and discounts that are not listed here. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your Allstate agent.

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