SR-22 Insurance Information

Important note: Allstate does not provide SR-22 forms.

Individual completing a SR-22 form

If you've been convicted of a DUI or failure to carry insurance—or convicted of certain other traffic violations—your state may require you to have an SR-22 (in some states it's an FR-44). These certificates of financial responsibility, in which an insurance company certifies a driver's ability to pay claims up to a particular state's required limit, are often associated with:

  • DUIs and serious and/or repeat traffic offenses
  • An at-fault accident with no insurance
  • License suspension or revocation
  • Drivers unable to show financial liability
Essentially, an SR-22 is a form submitted by your insurance carrier to prove to the state that you are maintaining auto insurance liability coverage.

SR-22 terms and requirements vary by state, but often you'll find:

  • You'll need to have an SR-22 showing continuous insurance coverage for about three years.
  • If your policy lapses or expires during this period, your insurance company is required to notify the state.
  • Failure to comply with the terms of your SR-22 may result in suspension of your license.
  • Once you properly fulfill the time requirements, your SR-22 status is lifted.
Make sure to check your state's SR-22 requirements and minimum financial responsibility requirements. After you no longer require an SR-22, call Allstate at 1-866-621-6900 for more information about all our auto insurance coverage options.

Published: August 2011

*This information was obtained by the Pennsylvania Auto Theft Prevention Authority at www.watchyourcar.org. The availability, qualifications and amounts of these coverages and discounts may vary from state to state. In addition, other terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer coverages and discounts that are not listed here. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your Allstate agent.

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