Safe Driving Gives You Top Hybrid Performance

Hybrid vehicles may get great gas mileage, but if you don't keep an eye on your safe driving habits—and make sure you have the right insurance coverage—your hybrid's true value may never be realized. Use these simple tips to get the most value from your green vehicle.

Hybrid Car

The Value of Being Green

Hybrid cars have hit their stride. According to a J.D. Power report, sales of hybrid cars around the world are expected to triple between 2007 and 2015.

his incredible growth can be attributed to the many benefits of driving a hybrid vehicle. For example, hybrid cars can get 20 or 30 more miles to each gallon of gas than a standard car. But smart, safe driving strategies and the right insurance coverage could help you get more out of your already high-performing vehicle, especially in these winter months when accidents tend to increase.

Smart, Safe Driving

The smartest thing you can do for your hybrid is have the right auto insurance. But knowing what special needs your hybrid car might have can be a challenge. Allstate's Bumper-to-Bumper® virtual guide to auto insurance can walk you through your options, taking into consideration everything you need to protect, and help you decide what insurance coverage is right for you.

Your Choice Auto® combines Allstate's high-quality auto insurance coverage with exclusive rewards when you avoid accidents—and more protection when you can't. Rewards include:

  • Accident Forgiveness: Keep your rates low when you get into an accident, even if it was your fault.
  • New Car Replacement: If your new hybrid is totaled within the first three model years, you can get a new car.
  • Safe Driving Bonus: For every six months of accident-free driving, you can earn a Safe Driving Bonus check for up to 5% of your premium .
Safe driving can also give you the most out of your insurance coverage. Because safe drivers cost everybody less, Allstate offers savings for safe drivers—up to 45 percent—on their insurance.

The Art of Efficiency

One of the main benefits of hybrid cars is their fuel economy. For example, the 2011 Honda Civic Hybrid gets 40 miles per gallon (mpg) in the city and 43 mpg on the highway. It's counterpart—the conventional 2011 Civic—gets 25 mpg city and 36 mpg highway.

You can reap the full rewards of this fuel efficiency by following these tips for driving your hybrid:

  • Maximize Regenerative Braking: Hybrids use the inertia of the car to recharge the hybrid batteries whenever the brakes are pressed. To recover the most energy for later use, brake gently and early.
  • Accelerate In Spurts: You'll use less fuel by accelerating aggressively for a shorter time than by accelerating slowly for a long time. But remember to let off the gas once you've reached a safe cruising speed.
  • Manage Your Air Conditioner: Lab tests performed by the Idaho National Laboratory showed that fuel efficiency for the Honda Civic Hybrid with the air conditioning on was 27 percent lower than with the air conditioning off.

Smart, Safe Driving

The smartest thing you can do for your hybrid is have the right auto insurance. But knowing what special needs your hybrid car might have can be a challenge. Allstate's Bumper-to-Bumper® virtual guide to auto insurance can walk you through your options, taking into consideration everything you need to protect, and help you decide what insurance coverage is right for you.

Your Choice Auto® combines Allstate's high-quality auto insurance coverage with exclusive rewards when you avoid accidents—and more protection when you can't. Rewards include:

  • Accident Forgiveness: Keep your rates low when you get into an accident, even if it was your fault.
  • New Car Replacement: If your new hybrid is totaled within the first three model years, you can get a new car.
  • Safe Driving Bonus: For every six months of accident-free driving, you can earn a Safe Driving Bonus check for up to 5% of your premium .
Safe driving can also give you the most out of your insurance coverage. Because safe drivers cost everybody less, Allstate offers savings for safe drivers-up to 45 percent-on their insurance.

Maximizing fuel economy is even more important in winter, when engines take longer to warm up and tires are stiff.

It's also important that hybrid drivers take extra precautions to avoid accidents during the winter months. Hybrid cars are often front-wheel drive (as opposed to four-wheel drive), which can be a disadvantage when driving on snow and ice. Drivers can offset this concern—and sacrifice some fuel efficiency—by putting snow tires on their car. Hybrid cars also tend to sit lower to the ground, which can make driving through deep snow difficult. The best tip for these hybrid drivers is to go slowly.

To get the most from your hybrid vehicle, find an agent near you, call 1-866-621-6900, or go online to get a no-obligation quote today.

Published: February 2012

Coverage subject to terms, conditions and availability. Your Choice Auto® Accident Forgiveness, Deductible Rewards®, Safe Driving Bonus®, and New Car Replacement are optional and subject to terms, conditions. NOT AVAILABLE IN EVERY STATE. Deductible Rewards apply to collision coverage. In NY and PA, deductible amount will not go below $100. In NY, Safe Driving Bonus is a discount. Safe Driving Bonus is based on eligible premium for prior policy period (except in NY), and won't apply after an accident. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL.

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