It's no secret that impaired driving is always a serious—and exceedingly dangerous—problem, but you may not know that July 4th is the deadliest time of the year for alcohol-related car crashes. For example, the National Highway Traffic Safety Administration reports that in 2010, 392 people were killed in traffic crashes between 6 p.m. July 2 and 5:59 a.m. July 6. What's even more disturbing is that 39 percent of those deaths were the result of alcohol-related car crashes.
According to the New York State Department of Motor Vehicles, 1/3 of the state's traffic fatalities involve impaired drivers and pedestrians. Even more troubling, drivers 20 years old or younger are almost 3 times more likely to be involved in fatal alcohol crashes than any other group of drivers.
If you've been drinking and you're thinking about driving, there's really only one piece of advice you'll ever need to know: don't. End of story. There is simply no way to counter alcohol's effects on your body.
Even coffee isn't a shortcut. In fact, nothing —not food, water, or a cold shower —can reduce the amount of time your body takes to eliminate alcohol. So you really have only a few options: arrange a designated driver beforehand, call a friend, or take a taxi.
Fortunately, not all impaired driving accidents are fatal. But if you're injured or if your car's seriously damaged in a collision with an impaired driver, Uninsured and Underinsured Motorist Coverage can offer a valuable layer of protection. These coverages are specifically designed to protect you financially if you're in an accident with an at-fault driver who doesn't have insurance or doesn't have enough insurance. An Allstate agent can offer information about coverage, which can range from $20,000 all the way up to $1 million or more.
Drivers who switch to Allstate save money on auto insurance coverage —safe drivers can save up to 45% or more —and they also get more protection.
So get a no-obligation auto insurance quote, call 1-800-ALLSTATE (1-800-255-7828), or find an Allstate agent. Are you in good hands?
Published: September 2011