Residential Insurance: Getting Started
Learn More About Your Insurance Options
Residential insurance policies vary depending on the type of home you live in, but one thing remains the same - everybody usually needs insurance protection. Among different types of homeownership and building structures, you'll find some policy features to be the same while many are quite different.
Take a moment to determine which group you belong to and make a selection below. Here are a few explanations to help:
Find The Solution That Fits Your Needs:
Included Policy Features
Optional Policy Features
Home Insurance
For people who own a house, detached from any other residence, and the property it sits upon.
View various Allstate homeowners insurance coverages
Policy Definition - Structure:
This often means that a Home's entire structure is covered along with sheds and detached garages.
Included Policy Features
Optional Policy Features
Condominium Insurance
For people who own a condominium, townhome or duplex where only the residence, and not the land, is owned.
View all insurance types
Policy Definition - Structure:
This often means that a Home's entire structure is covered along with sheds and detached garages.
Included Policy Features
Optional Policy Features
Manufactured Insurance
For people who own homes that were built in a factory.
View various types of manufactured home coverages
Policy Definition - Structure:
This often means that a Home's entire structure is covered along with sheds and detached garages.
Included Policy Features
Optional Policy Features
Renters Insurance
For people who lease, but do not own, an apartment, condominium or home.
View all insurance types
Policy Definition - Structure:
This often means that a Home's entire structure is covered along with sheds and detached garages.
Landlord Insurance
For people who own a condominium, townhome or duplex where only the residence, and not the land, is owned.
View all insurance types
Policy Definition - Structure:
This often means that a Home's entire structure is covered along with sheds and detached garages.
Let's Get Started
An Allstate agent can help you determine which discounts you may qualify for, and what level of coverage could be right for you.
Please see the disclaimers below.
Any potential exclusions/limitations shown on this site are intended to be hypothetical examples and educational in a general nature only. They are not intended to represent an exhaustive list of actual exclusions present or not present in any Allstate policy. Carefully read your policy as the definitions, coverages and limitations contained in your policy supersede any information provided on this website.
Excess Flood Insurance coverage may currently be available but only in the following states: Alabama, Alaska, Arizona, California, Colorado, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Louisiana, Maine, Maryland, Michigan, Mississippi, Nevada, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Texas, Virginia, Washington. In order to qualify for an Excess Flood Insurance Policy, you first need to purchase a National Flood Insurance Policy through Allstate. Excess Flood Insurance is provided by one or more insurance carriers not owned by or affiliated with Allstate Insurance Company. Excess Flood Insurance is subject to availability and qualifications. Other terms, conditions and exclusions may apply. Contact your local Allstate agent to find out whether Flood Insurance coverages are available in your area.