Residential Insurance
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Residential Insurance: Getting Started

Learn More About Your Insurance Options

Residential insurance policies vary depending on the type of home you live in, but one thing remains the same - everybody usually needs insurance protection. Among different types of homeownership and building structures, you'll find some policy features to be the same while many are quite different.

Take a moment to determine which group you belong to and make a selection below. Here are a few explanations to help:

Find The Solution That Fits Your Needs:

  • Home
  • Condominium
  • Manufactured
  • Renters
  • Landlord
Included Policy Features Structure Personal Property Liability Protection Guest Medical Reimbursed Living Expense Optional Policy Features Replacement High Value Item(s) Flood Home Insurance For people who own a house, detached from any other residence, and the property it sits upon. View various Allstate homeowners insurance coverages Policy Definition - Structure: This often means that a Home's entire structure is covered along with sheds and detached garages.
Included Policy Features Structure Personal Property Liability Protection Guest Medical Reimbursed Living Expense Optional Policy Features Replacement High Value Item(s) Flood Home Insurance For people who own a house, detached from any other residence, and the property it sits upon. View various Allstate homeowners insurance coverages Policy Definition - Structure: This often means that a Home's entire structure is covered along with sheds and detached garages.
Included Policy Features Structure Personal Property Liability Protection Guest Medical Reimbursed Living Expense Real Property Building Property Optional Policy Features Replacement High Value Item(s) Flood Trip Collision Manufactured Insurance For people who own homes that were built in a factory. View various types of manufactured home coverages Policy Definition - Structure: This often means that a Home's entire structure is covered along with sheds and detached garages.
Included Policy Features Personal Property Liability Protection Guest Medical Reimbursed Living Expense Optional Policy Features Replacement High Value Item(s) Flood Renters Insurance For people who lease, but do not own, an apartment, condominium or home. View all insurance types Policy Definition - Structure: This often means that a Home's entire structure is covered along with sheds and detached garages.
Included Policy Features Structure Liability Protection Landlord Insurance For people who own a condominium, townhome or duplex where only the residence, and not the land, is owned. View all insurance types Policy Definition - Structure: This often means that a Home's entire structure is covered along with sheds and detached garages.
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