Renters Insurance

Smart Protection for Your Stuff—and Your Place
Get a quote—call us at 1-866-605-8250

Renters Insurance Protects Your Possessions and Helps With Living Expenses

Pipes burst, a spark ignites a blaze, thieves find the unlocked door. Sometimes stuff just happens. That’s why renters need to take a hard look at the big what-ifs. What if your possessions are ruined or stolen? What if you’re forced to find a new apartment?

Your Neighbor’s Pipe Breaks, But You’re the One Going Broke?

Replacing laptops and your other possessions can drain your savings in a hurry. And what about the expenses if you’re forced to live somewhere else for a while? Hotel costs, restaurants for every meal, even replacing all the little things like toothpaste and socks.

Even if you’re only “on the road” for a couple weeks, you can still end up shelling out thousands of dollars. It’s even worse if you end up on the hook for a new security deposit and first month’s rent. Can you really afford that out of pocket?

For most of us, the answer’s no. That’s why a renters insurance policy makes so much sense, especially when relocation and replacement protection starts at about $17 a month.

Can't Live Without It? Protect It.

Your laptop, your smart phone, all your stuff-can you really afford to buy it twice? Your landlord's policy doesn't cover your stuff. But Personal Property Protection typically covers your possessions in case of loss or damage from things like fire, theft, or vandalism.

Can't Stay? We Pay.

Reimbursed Living Expenses is automatically part of most renters policies and helps you pay for a temporary place to live, food, and other expenses.

Getting Sued Can Get Expensive.

Your renters policy protects you if a guest or visitor is injured (or their property damaged) at your place. Liability Protection helps pay your legal defense fees and any damages that are awarded. Without it, everything from your wages and personal property to your checking and savings accounts could be at risk.

Someone Crashed Your Party. Literally.

Guest Medical Protection covers medical expenses if a guest is injured in or around your place. You never want to see someone get hurt at your place, but if they do it’s good to know you're protected.

Relocation and replacement insurance for renters starts at just $17 a month.

Renters + Auto Discount

Already insured with Allstate? You could save up to 10%.

Your Stuff Your Place Your Future Your Guests Your Wallet

An Ounce of Prevention

It’s worth repeating. Renters liability insurance starts at just $17 a month. Still not sure? Take our insurance tools for a spin to see why renters insurance is worth another look.

How much stuff do you own... and what if you lost it all?

Use What's Your Stuff Worth? to find out what it could cost to replace all your stuff - and how to cover it.

Allstate Renters Insurance Web Application

Your home inventory in your pocket.

Download the Allstate Digital Locker, our easy-to-use mobile app, to put your home inventory info at your fingertips.

Your neighborhood’s most common claims.

Use our Common & Costly Claims tool to find out who’s claiming what in your ‘hood.

Let's Get Started

So here’s the big question again: if something goes wrong, can you really afford to replace all your possessions? Could you pay for another place to live?

Talk to somebody about your options—without getting the hard sell. We’d love to help out. Call us anytime at 1-866-605-8250.

Please see the disclaimers below.

The availability, qualifications and amounts of these coverages and discounts may vary from state to state. In addition, other terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer coverages and discounts that are not listed here. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your Allstate agent.

Excess Flood Insurance coverage may currently be available but only in the following states: Alabama, Alaska, Arizona, California, Colorado, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Louisiana, Maine, Maryland, Michigan, Mississippi, Nevada, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Texas, Virginia, Washington. In order to qualify for an Excess Flood Insurance Policy, you first need to purchase a National Flood Insurance Policy through Allstate. Excess Flood Insurance is provided by one or more insurance carriers not owned by or affiliated with Allstate Insurance Company. Excess Flood Insurance is subject to availability and qualifications. Other terms, conditions and exclusions may apply. Contact your local Allstate agent to find out whether Flood Insurance coverages are available in your area.