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Motorcycle Insurance from Allstate

Call 1-877-379-BIKE (2453) for a Motorcycle Quote

Accidents happen whether you've been riding for 30 years or 30 miles. Our innovative product offers exclusive coverage options including the Allstate Rider Protection Package, and with our Genuine Parts Guarantee your ride will always be fixed with authentic parts. We offer all the features you need and the rewards you want—with discounts up to 50%.

The Allstate Rider Protection Project was developed to help make the world a better place to ride. We're committed to addressing the major issues riders are facing out on the road such as motorcycle safety and motorcycle awareness. First up: addressing motorcycle crashes at intersections through our O.N.E. program.

Motorcycle Insurance:

Your Coverage - Give Your Policy a Little Chrome

  • Allstate Rider Protection Package℠

    Allstate Rider Protection takes
    motorcycle insurance coverage to
    the next level, covering your bike’s
    most important feature — you.

  • Rising Premium Protection

    Accidents happen. Adding
    first-accident waiver coverage
    means your premium won’t go
    up after your first accident.

  • Accident Protection

    Hit something and your bike probably needs
    repairs. Collision coverage typically covers
    the damage if you collide with another
    object (car, motorcycle, tree, building, etc.).

  • After-market Protection

    Custom everything? Optional
    or Added Equipment coverage
    protects you with up to $30,000
    of extra coverage.

  • Everything Else Protection

    Sometimes a bike gets totaled while it’s sitting
    parked. Comprehensive Coverage typically pays
    for damage or loss caused by something other
    than a collision, including theft, fire, vandalism,
    windstorm, or hitting an animal.

  • Breakdown Protection

    Towing & Labor Costs
    coverage reimburses you
    for towing costs and
    related labor.

  • Protection From The Other Guy

    Sometimes “the other guy” doesn’t have
    enough insurance — or (shudder) any
    insurance at all. Uninsured/Underinsured
    Motorist coverage helps pay your medical
    expenses and covers damage to your bike if a
    person with little or no insurance hits you.

  • Balance Due Protection

    What’s worse then totaling your bike?
    Totaling it before it’s paid off. Lease/Loan
    Gap Coverage typically pays the difference
    between you loan or lease balance and
    your bike’s worth. Important note: both
    Comprehensive and Collision coverages
    must be on the same policy.

  • Protection From Medical Bills

    After an accident, the last thing you need to worry
    about is paying your medical bills. Motorcycle
    Medical Payments Coverage typically helps pay for
    injuries from an accident, including ambulance,
    hospital, x-ray, dental, and surgical.

  • Replacement Ride Protection

    If your ride’s out of commission, Rental
    Reimbursement can help cover rental car
    costs. Important note: you typically have
    to make a Collision or Comprehensive
    Coverage claim to take advantage of
    Replacement Ride Protection.

  • Passenger Protection

    Guest Passenger Liability
    protects guest passengers
    who share a ride with you.

  • Trip Interruption Insurance

    If your trip is interrupted because of a
    collision and you are more than 100
    miles from home, you may qualify for
    reimbursement of certain meal, lodging,
    transportation, and travel expenses.

Call 1-877-379-BIKE

Tools Worth the Trip

A lot of our agents ride. We developed these rider-specific tools with their help.

Get Clear-cut Coverage Info

Check out our simple PDF guide for the no-nonsense bottom line about how policies work.

Motorcycle coverage image
 

Price Your Ride Right

Take our pricing tool for a spin to help make sure you get the most for your bike.

right price-tag image
 
Get a Quote Find an Agent in Your Area call 1-877-379-BIKE
1 Annual motorcycle premium can vary based on coverage options selected. Motorcycle coverage is subject to terms, qualifications, and availability. Policy issuance is subject to qualifications. Motorcycle insurance is available through Allstate Insurance Company, Northbrook, IL.2 In some states, bodily injury to a passenger is covered separately under Passenger Liability coverage.3 In most states, bodily injury to passengers on your bike is automatically provided under this coverage. In other states, you can pay an additional premium so that Bodily Injury Liability also applies to passengers.4You can typically take advantage of this coverage only if you've made a claim for Collision or Comprehensive Coverage.

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