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Accidents happen whether you've been riding for 30 years or 30 miles. Our innovative product offers exclusive coverage options including the Allstate Rider Protection Package, and with our Genuine Parts Guarantee your ride will always be fixed with authentic parts. We offer all the features you need and the rewards you want—with discounts up to 50%.
The Allstate Rider Protection Project was developed to help make the world a better place to ride. We're committed to addressing the major issues riders are facing out on the road such as motorcycle safety and motorcycle awareness. First up: addressing motorcycle crashes at intersections through our O.N.E. program.
Allstate Rider Protection takesmotorcycle insurance coverage tothe next level, covering your bike’smost important feature — you.
Accidents happen. Addingfirst-accident waiver coveragemeans your premium won’t goup after your first accident.
Hit something and your bike probably needsrepairs. Collision coverage typically coversthe damage if you collide with another object (car, motorcycle, tree, building, etc.).
Custom everything? Optionalor Added Equipment coverageprotects you with up to $30,000of extra coverage.
Sometimes a bike gets totaled while it’s sittingparked. Comprehensive Coverage typically paysfor damage or loss caused by something otherthan a collision, including theft, fire, vandalism,windstorm, or hitting an animal.
Towing & Labor Costscoverage reimburses youfor towing costs andrelated labor.
Sometimes “the other guy” doesn’t haveenough insurance — or (shudder) anyinsurance at all. Uninsured/UnderinsuredMotorist coverage helps pay your medicalexpenses and covers damage to your bike if aperson with little or no insurance hits you.
What’s worse then totaling your bike?Totaling it before it’s paid off. Lease/LoanGap Coverage typically pays the difference between you loan or lease balance andyour bike’s worth. Important note: bothComprehensive and Collision coveragesmust be on the same policy.
After an accident, the last thing you need to worryabout is paying your medical bills. MotorcycleMedical Payments Coverage typically helps pay forinjuries from an accident, including ambulance,hospital, x-ray, dental, and surgical.
If your ride’s out of commission, RentalReimbursement can help cover rental carcosts. Important note: you typically haveto make a Collision or ComprehensiveCoverage claim to take advantage ofReplacement Ride Protection.
Guest Passenger Liabilityprotects guest passengerswho share a ride with you.
If your trip is interrupted because of acollision and you are more than 100miles from home, you may qualify forreimbursement of certain meal, lodging,transportation, and travel expenses.
A lot of our agents ride. We developed these rider-specific tools with their help.
Check out our simple PDF guide for the no-nonsense bottom line about how policies work.
Take our pricing tool for a spin to help make sure you get the most for your bike.
Rates and insurance options (and their availability) vary according to your state's regulations.
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