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Motor Home Insurance Coverage Options
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Motor Home Insurance
What are My Coverage Options?
The Allstate Motor Home Policy offers you:
  • Bodily Injury Liability Protection – providing protection if you or another insured driver are legally liable in a covered accident in which others are injured or killed.
  • Property Damage Liability Protection – providing protection if you or another insured driver are legally liable for damages to another person’s property resulting from a covered accident.
  • Collision Coverage
    Provides protection for damage from a covered accident to your insured motor home.
  • Comprehensive Coverage
    Provides protection for covered damage to your insured motor home caused by falling objects, fire, theft, vandalism, flood and certain other non-collision losses.
  • Sound System
    A sound system permanently installed by the manufacturer is covered up to $2,500, less your policy deductible.
  • Contents Coverage
    Provides coverage for loss or damage to covered property contained in your motor home when caused by fire or lightning.
  • Medical Payments Coverage
    Provides coverage if you, family members, or your passengers receive necessary medical treatment, services or products for bodily injury caused by a covered accident.
  • Personal Injury Protection Coverage (PIP)
    Also called "no-fault" insurance, PIP typically provides coverage for you, family members, or your passengers for reasonable and necessary medical, rehabilitation, or funeral expenses, even work loss, survivors’ loss and essential services expenses caused by covered accidents. This coverage varies by state.
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Optional coverages to help customize your policy: *
  • Uninsured & Underinsured Motorist Coverage
    Provides coverage if you, a family member, or your passengers are injured or killed in a covered accident involving a driver who doesn’t have insurance at all or who doesn’t have enough insurance to cover the damage they cause you.
  • Towing and Labor Costs Coverage
    Allstate will pay the costs for labor done on your motor home at the place of disablement and for necessary towing of your motor home because of covered disablement.
  • Rental Reimbursement Coverage
    Provides coverage for the cost of renting a motor home or automobile if you purchase comprehensive and/or collision coverage and the loss to your motor home involves either of these coverages.
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Also consider purchasing an RV Roadhelp Plan from Allstate Motor Club (not an insurance product)
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With an RV Roadhelp Plan from Allstate Motor Club you can get:
  • Emergency roadside assistance for your motor home, including unlimited mileage on towing back to the nearest capable service provider
  • Trip interruption coverage
  • Lock-out benefit
  • Arrest bond certificate
  • KOA campground discounts and more
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* Please see the disclaimers below.
All coverages are subject to availability and qualifications. Other terms, conditions, and exclusions may apply. This is a brief description of coverages; this is not a contract. Please read an Allstate policy for full coverage details.
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