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Mobile Home Insurance
What Are My Coverage Options?
Your Mobile Home Insurance Policy Includes These Coverages:
You Can Choose From Two Policies:
Deluxe Policy: The more comprehensive policy that protects your mobilehome against loss from almost any hazard, except those losses specifically excluded or limited in the policy.

Standard Policy: Coverage for those mobilehome owners who don't need a more extensive policy.
Additional Coverages Include
  • Emergency Removal: To move your home if an oncoming fire or other insured peril threatens your mobile home. We'll pay up to $500 to move it to a safer location.
  • Trip Collision: Consider this option when moving your mobile home to a new location. Contact your agent prior to your move to obtain this protection.
  • Fire Department Charges: For fire department service charges if your mobile home is located in an area that's not serviced by a fire department.
You May Also Consider Purchasing Coverage For
  • Flood: Since a Mobile Home Insurance Policy* doesn't typically cover a flood, find out if you're eligible for a Flood Insurance  Policy.
You Can Personalize Your Policy With Optional Coverages Such As
  • Extended coverage on jewelry, watches and furs
  • Additional dwelling rented to others
  • Increased coverage on radio or TV antennas Additional insured persons
  • Business pursuits
Or, you can purchase Scheduled Personal Property protection with increased coverage for personal property items with value greater than the limits provided in your Mobile Home Insurance Policy or through the Optional Coverages listed above.
See your Allstate agent for more information and qualification details on the Optional Coverages available in your state.
To get a quote, go to the Get a Quote tool at the top right hand side of this page.
Learn more about Home Insurance in  Tools & Resources.
* Please see the disclaimers below.
The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.
A Mobilehome Insurance Policy includes flood coverage in the following seven states: Alaska, Florida, Maine, North Carolina, Pennsylvania, Rhode Island and Texas.  See your Allstate agent for Mobilehome Policy details and the availability of Federal Flood Insurance coverage in your state.
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Home Insurance Considerations 
Your insurance should reflect what's right for you.
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Do I need Flood Insurance?
Protect the assets you own.
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