Forgot User ID or Password?
Get the convenience of online account management today.
Por Servicio al Cliente en Espanol, llame al 800.255.7828.
Insurance Choices
Quick Links
Tools / Resources
Topics
Other Resources
Rates and insurance options (and their availability) vary according to your state's regulations.
OR
9% of all cars sold in the U.S. are luxury vehicles.** That means if you were to cause an accident, there’s a 1 in 12 chance that accident will include a car that could cost $56,000 or more.
Most people think they have enough auto insurance for an accident like that. But the truth is, many people only have the state minimum in coverage, which in many states only covers $10,000 - $20,000 worth of damage. If you cause more damage than that, you're responsible for the difference.
Your car spends most of its life alone, parked in parking lots, along roadsides and in driveways. And while parked, your car becomes an easy target. If someone were to hit that target and run, who would pay for it? With no witnesses or proof of who did it, you would.
Most people just assume their insurance will cover it. But if you have cut-rate insurance, it most likely doesn't include the uninsured motorist coverage to pay for it.
You would think if the city's tree crushes your car, it's the city's job to fix it, right? Well, in most cases, it's likely on you. Many people just assume their auto insurance will pick up the tab. But because comprehensive coverage isn’t mandatory in any state, there's a good chance it doesn't. That means you'll have to pay for that fallen city branch, or any other damage that happens to your car while it's parked, yourself.