For Allstate, transparency means
giving investors clear and easy access
to all the information they need to assess our performance.
This financial scorecard demonstrates our progress in
executing our “better, bigger, broader” strategy.
Better
We’re becoming more efficient and profitable in our operations
and in our relationships with customers.
Net Income
Per Diluted Share
(in dollars)
Net income per diluted
share divides net
income by the number
of weighted average
diluted shares outstanding.
It demonstrates the
growth of net income
during the year that is attributable to each share
of stock.
Operating Income
Per Diluted Share*
(in dollars)
Operating income reveals trends in our insurance and financial
services business that may be obscured by business decisions
and economic developments unrelated to the insurance underwriting
process.
Return on Equity
(percent)
Return on equity measures how well we used shareholders’
equity to generate earnings.
Bigger
Our goal is to drive top line growth in a way that also delivers
bottom line profits.
Revenues
($ in millions)
Revenues rose 5.6 percent to $33.9 billion in 2004. Revenues
indicate our total premium and investment results.
Operating Income
($ in millions)
Operating income reveals trends in our insurance and financial
services business that may be obscured by business decisions
and economic developments unrelated to the insurance underwriting
process.
Broader
We are expanding in the life insurance, retirement and investment
products marketplace.
Premiums and Deposits*
($ in millions)
We use this measure to analyze production trends for Allstate
Financial sales.
*
Measures we use that are not based on
generally accepted accounting principles (non-GAAP) are
defined and reconciled to the most directly comparable
GAAP measure, and operating measures we use are defined
in the “Definitions of Non-GAAP
and Operating Measures” section.
