The Allstate Corporation 2003
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Size to match the market
Meeting these consumer demands for financial protection are a range of companies in the $211 billion auto and homeowners insurance market, plus a wide array of providers in the broad financial services arena. But Allstate is among the biggest in the insurance business, able to reach nearly every one of America’s 106 million households through several retail and wholesale distribution channels. In 2003, Allstate had a relationship with more than 16 million American households, providing life insurance, retirement and savings products to more than 2.5 million of those households through Allstate agencies, financial institutions, broker-dealers, independent agents and direct marketing.

Expanding our reach even further
Growing these existing relationships means demonstrating to consumers that Allstate is different from, and better than the competition. Historically, industry satisfaction levels have been low. Yet experience shows that customers make decisions mostly on the basis of price, service and relationships. So Allstate is intensely focused on strengthening our offering in all three areas.

An altogether different experience
A better experience starts with attractive prices for specific customers, those looking for good value and a real relationship and who need to protect their valued assets today and prepare for a financially secure future. It also requires a higher standard of service, delivered whenever and wherever customers require. That’s why Allstate offers 24-hour access through www.allstate.com and 1-800-Allstate.Customer Retention Pays Off And a satisfying customer experience includes an ongoing relationship with a local agency, acting as a trusted partner.

Thinking and acting locally
One more difference: Allstate is focused on delivering the customer experience block-by-block. We are providing our local market leaders more flexibility with their marketing, pricing and underwriting strategies. That helps make us more nimble, precise and competitive. Similarly, Allstate offers a product portfolio with a wide range of options. Products That Protect & Prepare
The result: Every relationship is customized, depending on who customers are, what they need and where they live.

By focusing on what matters most, and by tailoring our offerings to individual needs, Allstate attracts new customers and broadens relationships with existing ones. Turning those opportunities into earnings demands wise use of people and capital.
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For additional information about Allstate’s strategies for growth and the company’s wide array of products, see “Allstate Protection Segment” and “Allstate Financial Segment” in the Management’s Discussion & Analysis section of the 2003 Annual Report and Notice of 2004 Annual Meeting and Proxy Statement and view the company’s wide array of products.

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