Whether you telecommute for your job or own a business you run out of your home, chances are you've got some equipment—like a computer, or a camera if you're a photographer.
If you've got Your Choice Home through Allstate, you can add Home Enterprise Coverage to your policy. It covers equipment and furnishings up to $5,000, and includes liability protection, which typically pays the costs if someone gets injured while doing business with you. And, if you lose important electronic data, you can get reimbursed for the costs of recovering it with up to $5,000 Electronic Data expense protection.