Does My Policy Cover the Cost of a Rental Car if My Car is in the Shop?

Many people assume that rental car coverage is part of any auto insurance policy. But the truth is it’s rarely automatically included. That said, there are certain, specific instances when a rental car might be covered.

To find out exactly what your policy covers, start by taking a careful look at your Policy Declarations— this page details everything that’s covered by your current policy. If your policy includes Rental Reimbursement coverage, that coverage will be listed here.

If you’re insured with us, your Allstate policy will typically pay for direct or accidental losses covered specifically in your policy. But if your car is severely damaged or can’t be driven, that coverage will not automatically extend to the cost of a rental car. The great news is that we can absolutely provide you with this coverage and peace of mind. Talk to a licensed Allstate agent anytime, 24 / 7, if you have questions, or would like to add Rental Reimbursement coverage to your current policy.