Allstate - Home & Property - Being an Allstate Customer

Helping to Make Home Insurance Buying Easier

Your Choice Home^® was created to make obtaining the right protection as easy as possible. Make the Hands On^SM choice. It’s a simple two-step process:

First, choose one of three Your Choice Home® protection packages.

Second, add any personalized options you may need.

Platinum

Gold

Standard

Claim-Free Bonus
Reward of credit of up to 5% of premium to apply toward next renewal premium for continuous Claim-Free behavior.

Claim RateGuard^SM
Applied from day one, your rate won't go up just because you have your first claim

Guaranteed Renewal for Claims
Will provide a renewal offer regardless of number of insured's claims. Endorsement will still allow for non-renewal activity for condition of home, misrepresentation, etc.

Coverage Cushion
If covered damage to your home adds up to more than your policy would normally cover, Coverage Cushion can extend your coverage limit by 20%.

Contents Coverage
Get more coverage for the things you've worked so hard for. With this package, coverage for the contents of your home is equal to 75% of dwelling limits.

This is a general description of package features. Talk to an Allstate agent to get the specific features offered in your state.

Personalized Options

Your home is a portrait of who you are, and your home insurance should be just as unique. Talk with us about customize your home insurance policy by adding optional coverages that may be available in your area, including:

		Prized Possessions If you own valuable wedding rings and other fine jewelry or a fur coat, one simple coverage protects them all up to $10,000 ($2,500 per item) with no appraisal required. Plus, $10,000 coverage for theft of silverware.
		Identity Restoration If you're a victim of identity theft, this coverage can help you restore your good name. It includes up to $25,000 of reimbursement for covered expenses.
		Home Enterprise Coverage If you have an office or studio in your home, this option covers equipment and furnishings up to $5,000. It includes liability protection related to your home business and Electronic Data Recovery.
		Electronic Data Recovery If you've ever tried to retrieve family photos or important computer data you lost due to a virus, fire, or theft, you know how frustrating this can be. This coverage reimburses you up to $5,000 to hire a firm to recover your data.
		Yard and Garden Increases limits and expands coverage for items including trees, landscaping, and $20,000 for riding lawn mowers.
		Sports and Leisure This option provides protection up to $10,000 for sports equipment, including $5,000 for kayaks, canoes, and other watercraft.
		Music and Photography Expands coverage up to $5,000 for musical instruments and $5,000 for camera equipment ($10,000 total).

Let's Get Started

An Allstate agent can help you determine which discounts you qualify for, and what level of coverage may be right for you.

Please see the disclaimers below.

The availability, qualifications and amounts of these coverages and discounts may vary from state to state. In addition, other terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer coverages and discounts that are not listed here. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your Allstate agent.

Packages and features are optional and subject to terms, conditions and availability and may vary by state. Deductibles may apply to coverages. Issuance of insurance is subject to qualifications.

Helping to Make Home Insurance Buying Easier

Your home is a portrait of who you are, and your home insurance should be just as unique. Talk with us about customize your home insurance policy by adding optional coverages that may be available in your area, including:

Prized Possessions
If you own valuable wedding rings and other fine jewelry or a fur coat, one simple coverage protects them all up to $10,000 ($2,500 per item) with no appraisal required. Plus, $10,000 coverage for theft of silverware.

Identity Restoration
If you're a victim of identity theft, this coverage can help you restore your good name. It includes up to $25,000 of reimbursement for covered expenses.

Home Enterprise Coverage
If you have an office or studio in your home, this option covers equipment and furnishings up to $5,000. It includes liability protection related to your home business and Electronic Data Recovery.

Electronic Data Recovery
If you've ever tried to retrieve family photos or important computer data you lost due to a virus, fire, or theft, you know how frustrating this can be. This coverage reimburses you up to $5,000 to hire a firm to recover your data.

Yard and Garden
Increases limits and expands coverage for items including trees, landscaping, and $20,000 for riding lawn mowers.

Sports and Leisure
This option provides protection up to $10,000 for sports equipment, including $5,000 for kayaks, canoes, and other watercraft.

Music and Photography
Expands coverage up to $5,000 for musical instruments and $5,000 for camera equipment ($10,000 total).

Let's Get Started

An Allstate agent can help you determine which discounts you qualify for, and what level of coverage may be right for you.

Insurance Toolbox

Insurance Resources

Helping to Make Home Insurance Buying Easier

Your home is a portrait of who you are, and your home insurance should be just as unique. Talk with us about customize your home insurance policy by adding optional coverages that may be available in your area, including:

Prized Possessions If you own valuable wedding rings and other fine jewelry or a fur coat, one simple coverage protects them all up to $10,000 ($2,500 per item) with no appraisal required. Plus, $10,000 coverage for theft of silverware.

Identity Restoration If you're a victim of identity theft, this coverage can help you restore your good name. It includes up to $25,000 of reimbursement for covered expenses.

Home Enterprise Coverage If you have an office or studio in your home, this option covers equipment and furnishings up to $5,000. It includes liability protection related to your home business and Electronic Data Recovery.

Electronic Data Recovery If you've ever tried to retrieve family photos or important computer data you lost due to a virus, fire, or theft, you know how frustrating this can be. This coverage reimburses you up to $5,000 to hire a firm to recover your data.

Yard and Garden Increases limits and expands coverage for items including trees, landscaping, and $20,000 for riding lawn mowers.

Sports and Leisure This option provides protection up to $10,000 for sports equipment, including $5,000 for kayaks, canoes, and other watercraft.

Music and Photography Expands coverage up to $5,000 for musical instruments and $5,000 for camera equipment ($10,000 total).

Let's Get Started

An Allstate agent can help you determine which discounts you qualify for, and what level of coverage may be right for you.

Insurance Toolbox

Insurance Resources

Prized Possessions
If you own valuable wedding rings and other fine jewelry or a fur coat, one simple coverage protects them all up to $10,000 ($2,500 per item) with no appraisal required. Plus, $10,000 coverage for theft of silverware.

Identity Restoration
If you're a victim of identity theft, this coverage can help you restore your good name. It includes up to $25,000 of reimbursement for covered expenses.

Home Enterprise Coverage
If you have an office or studio in your home, this option covers equipment and furnishings up to $5,000. It includes liability protection related to your home business and Electronic Data Recovery.

Electronic Data Recovery
If you've ever tried to retrieve family photos or important computer data you lost due to a virus, fire, or theft, you know how frustrating this can be. This coverage reimburses you up to $5,000 to hire a firm to recover your data.

Yard and Garden
Increases limits and expands coverage for items including trees, landscaping, and $20,000 for riding lawn mowers.

Sports and Leisure
This option provides protection up to $10,000 for sports equipment, including $5,000 for kayaks, canoes, and other watercraft.

Music and Photography
Expands coverage up to $5,000 for musical instruments and $5,000 for camera equipment ($10,000 total).