An Easier Way to Buy Insurance

Your Choice Home^® was created to make obtaining the right protection as easy as possible. It’s a simple two-step process:

First, choose one of three Your Choice Home® protection packages.

Second, add any personalized options you may need.

 

Platinum Gold Standard Claim-Free Bonus Reward of credit of up to 5% of premium to apply toward next renewal premium for continuous Claim-Free behavior. Claim RateGuardSM Applied from day one, your rate won't go up just because you have your first claim Guaranteed Renewal for Claims Will provide a renewal offer regardless of number of insured's claims. Endorsement will still allow for non-renewal activity for condition of home, misrepresentation, etc. Coverage Cushion If covered damage to your home adds up to more than your policy would normally cover, Coverage Cushion can extend your coverage limit by 20%. Contents Coverage Get more coverage for the things you've worked so hard for. With this package, coverage for the contents of your home is equal to 75% of dwelling limits. This is a general description of package features. Talk to an Allstate agent to get the specific features offered in your state. Platinum Gold Standard Claim-Free Bonus Reward of credit of up to 5% of premium to apply toward next renewal premium for continuous Claim-Free behavior. Guaranteed Renewal for Claims Will provide a renewal offer regardless of number of insured's claims. Endorsement will still allow for non-renewal activity for condition of home, misrepresentation, etc. Coverage Cushion If covered damage to your home adds up to more than your policy would normally cover, Coverage Cushion can extend your coverage limit by 20%. Contents Coverage Get more coverage for the things you've worked so hard for. With this package, coverage for the contents of your home is equal to 75% of dwelling limits. This is a general description of package features. Talk to an Allstate agent to get the specific features offered in your state. Platinum Gold Standard Contents Coverage Coverage is equal to 60% of dwelling limits. Coverage Cushion (Optional Purchase) If covered damage to your home adds up to more than your policy would normally cover, Coverage Cushion can extend your coverage limit by 20%. This is a general description of package features. Talk to an Allstate agent to get the specific features offered in your state.

Personalized Options 

Your home is a portrait of who you are, and your home insurance should be just as unique. With Allstate, you can customize your home insurance policy by adding any of these optional coverages:

		Prized Possessions If you own valuable wedding rings and other fine jewelry or a fur coat, one simple coverage protects them all up to $10,000 ($2,500 per item) with no appraisal required. Plus, $10,000 coverage for theft of silverware.
		Identity Restoration If you're a victim of identity theft, this coverage can help you restore your good name. It includes up to $25,000 of reimbursement for covered expenses.
		Home Enterprise Coverage If you have an office or studio in your home, this option covers equipment and furnishings up to $5,000. It includes liability protection related to your home business and Electronic Data Recovery.
		Electronic Data Recovery If you've ever tried to retrieve family photos or important computer data you lost due to a virus, fire, or theft, you know how frustrating this can be. This coverage reimburses you up to $5,000 to hire a firm to recover your data.
		Yard and Garden Increases limits and expands coverage for items including trees, landscaping, and $20,000 for riding lawn mowers.
		Sports and Leisure This option provides protection up to $10,000 for sports equipment, including $5,000 for kayaks, canoes, and other watercraft.
		Music and Photography Expands coverage up to $5,000 for musical instruments and $5,000 for camera equipment ($10,000 total).