A New Way To Think About Home Delivery
Modern manufactured homes look nothing like they did just ten years ago, and rest assured Allstate is keeping up with the changes in the industry. If it was built in a factory to HUD standards, Allstate has a policy to insure it. Talk to an Allstate agent about the coverage that's right for you and your home.
Your Manufactured Home Insurance Policy Will Include:
Structure Coverage Options:
- Actual or Replacement Cost – If your home is 10 years old or less, choose your coverage option
- Trip Collision – Insures your home as it is being transported from the factory to your site
Content Coverage Options:
- Replacement Coverage – Allows you to receive the full purchase price of lost items
- High Value Items – Extend protection beyond your basic policy limits
- Business Pursuit – Extends coverage to property associated with a home business
Insurance Discounts & Savings:
- Original Owner – Save up to 5% a year for the first five years of ownership.
- Multi-Line (Home + Auto) – Save up to 15% depending on the type of home and the state in which you live.
- Protective Devices – Save up to 15% depending on the combination of installed protective devices.
- Fire Resistive – Save up to 15% depending on the materials.
- 55 or older and retired – Save 10%.
Also Consider Purchasing Flood Insurance
Since a Manufactured Home Insurance Policy doesn't cover floods, ask your agent if people in your community are eligible for a National Flood Insurance Policy.
Please see the disclaimers below.
The availability, qualifications and amounts of these coverages and discounts may vary from state to state. In addition, other terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer coverages and discounts that are not listed here. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your Allstate agent.
Excess Flood Insurance coverage may currently be available but only in the following states: Alabama, Alaska, Arizona, California, Colorado, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Louisiana, Maine, Maryland, Michigan, Mississippi, Nevada, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Texas, Virginia, Washington. In order to qualify for an Excess Flood Insurance Policy, you first need to purchase a National Flood Insurance Policy through Allstate. Excess Flood Insurance is provided by one or more insurance carriers not owned by or affiliated with Allstate Insurance Company. Excess Flood Insurance is subject to availability and qualifications. Other terms, conditions and exclusions may apply. Contact your local Allstate agent to find out whether Flood Insurance coverages are available in your area.