Manufactured Home Insurance

Get Security for Your Home and Belongings with Manufactured Home Insurance

Get solid coverage with Allstate's manufactured home protection.

Standard Coverages

Allstate's Manufactured Home Insurance typically comes with several coverages that protect you, your manufactured home, and your belongings:

  • Home and Other Structure Protection
    Typically protects your manufactured home from fire, lightning, vandalism, and more.

  • Personal Property Protection
    Safeguards the stuff inside your home, such as furniture, bicycle, stereo, and more.

  • Liability Protection
    Helps protect you if someone sues you after being injured on your property.

  • Guest Medical Protection
    Helps if someone incurs medical expenses from an injury suffered on your property.

  • Additional Living Expenses
    Reimburses you for increased living costs if a coverable loss makes your home uninhabitable. Such expenses typically include rent, hotel costs, food, and more.

Additional Coverage Options

Allstate also offers options that go beyond standard manufactured home coverage, including:

  • Trip Collision Coverage
    Insures your home as it is being transported from the factory to your location.

  • Schedule Personal Property
    Provides increased limits for a valuable appraised item, such as an engagement ring or fine antiques.

  • Business Property
    Protects business goods such as business samples or items for sale.

  • Identity Theft Restoration
    Helps with legal fees, lost wages, and other costs you may accrue if your identity is stolen.

  • Extended Coverage on Jewelry, Watches, and Furs
    Covers these expensive items.


Allstate discounts mean you can get solid manufactured home protection without breaking the bank. Our discounts include:

  • Original Owner.
    You could save up to 5% a year if you're the original titleholder.
  • Multi-Line.
    Save up to 15% when you bundle your manufactured home and car insurance.
  • Protective Devices.
    Save up to 15% if you install protective devices in your manufactured home.
  • 55 Or Older and Retired.
    You could save up to 10% if you're retired and beyond a certain age.

The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.

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