Manufactured Home Insurance
Protecting Your Home & Your Belongings
Manufactured homes have changed drastically in the last decade or so, but one thing remains the same - if your home was built in a factory to HUD standards, Allstate generally has a policy to insure it.
A manufactured home insurance policy offers coverages for the actual structure of your home, can help protect your personal property within, plus much more.
Your Manufactured Home Insurance Policy Usually Includes:
Structure Coverage Options
- Actual or Replacement Cost – If your home is 10 years old or less, talk with your Allstate agent about the different coverage options you may want to consider. Based on options available within your state, Replacement Coverage usually allows you to receive the full purchase price of the lost items at the time of loss.
- Trip Collision – Insures your home as it is being transported from the factory to your site
Insurance Discounts & Savings:
We've got many ways to save on the cost of manufactured home insurance.
- Original Owner – Save up to 5% a year for the first five years of ownership.
- Multi-Line (Home + Auto) – Save up to 10% depending on the type of home and the state in which you live.
- Protective Devices – Save up to 15% depending on the combination of installed protective devices.
- 55 or older and retired – Save 10%.
An Allstate agent can help you determine which discounts you may want to consider and what level of coverage could be right for you.
Please see the disclaimers below.
The availability, qualifications and amounts of these coverages and discounts may vary from state to state. In addition, other terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer coverages and discounts that are not listed here. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your Allstate agent.
Excess Flood Insurance coverage may currently be available but only in the following states: Alabama, Alaska, Arizona, California, Colorado, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Louisiana, Maine, Maryland, Michigan, Mississippi, Nevada, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Texas, Virginia, Washington. In order to qualify for an Excess Flood Insurance Policy, you first need to purchase a National Flood Insurance Policy through Allstate. Excess Flood Insurance is provided by one or more insurance carriers not owned by or affiliated with Allstate Insurance Company. Excess Flood Insurance is subject to availability and qualifications. Other terms, conditions and exclusions may apply. Contact your local Allstate agent to find out whether Flood Insurance coverages are available in your area.