Allstate® Landlord Insurance

Managing A Rental
Is Hard Work, Protecting
It Shouldn't Be.

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Cover Your Bases with Allstate Landlord Insurance

Protect your property, your investment... and yourself.

Protect Your Rental Investment for Around $50 a Month.

Your rental property is an important investment and can provide a steady source of income. But all sorts of hazards, from kitchen fires to lightning strikes, could damage your property – and your wallet. That's where Allstate Landlord Insurance comes in. Contact your local Allstate Agent to get a quote and a policy that's right for you.

Fair Rental Income Coverage

If your rental property becomes uninhabitable due to a covered loss, Allstate Fair Rental Income Coverage can help pay you the rental income you would otherwise lose. In other words, if your tenants have to move out, Fair Rental Income could keep the rental income flowing in for up to 12 months, while the unit is being repaired or rebuilt.

Standard Coverages

Our Landlord Insurance coverages offer rock-solid protection for your investment:

  • Dwelling Protection
    Covers the rental property and structures attached to it, such as a deck.

  • Other Structures Protection
    Covers buildings that are separate from your rental property, such as a garage or shed.

Get Additional Protection

Below are just a few of the optional coverages that you may be able to purchase either as add-ons to your current policy or as a separate policy. Coverages may not be available in all states and limits may vary.

  • Debris Removal
    Helps cover the cost of discarding debris after a covered loss.

  • Trees, Shrubs, Plants, and Lawn
    Protection helps cover the loss of greenery on your property.

  • Emergency Removal of Property
    Kicks in when a covered loss requires that you move your belongings.

  • Fire Department Charges
    Covers the expenses incurred by the fire department for a covered loss.

  • Temporary Repairs After a Loss
    Protects you for charges incurred when you protect your property from further damage after a covered loss.

  • Arson Reward
    Helps pay for the reward fee leading to a conviction if you incur a covered arson loss.

  • Collapse of Building
    Protects you in case your structure gives way.

Available as add-ons to your policy

Allstate understands that many things can affect your property. So we offer additional protection for unforeseen incidents that can happen to your rental property. Below are a few of the most common ones.

  • Vandalism
    Provides more coverage to help pay for repairs or replacement to your dwelling due to vandalism and provides coverage for belongings used for the rental property.

  • Burglary
    Provides more coverage to help pay for repairs or replacement to your dwelling due to burglary and provides coverage for belongings used for the rental property.

  • Rental Property Under Construction
    If you're renovating or building a new construction rental property, this coverage covers the dwelling prior to being ready for occupancy.

  • Building Code
    Additional coverage when repair or replacement from a covered loss results in increased cost due to enforcement of any building codes, ordinances or laws regulating construction, reconstruction, maintenance, repair or demolition of your dwelling.

Additional Policies

Check out these other policies to fully safeguard your rental property.

  • Flood
    Looking for flood insurance?

  • Personal Umbrella Policy
    If you're seeking extra protection beyond the liability limits of auto and/or home insurance, check out Allstate's Personal Umbrella Policy.

The availability, qualifications and amounts of these coverages and discounts may vary from state to state. In addition, other terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer coverages and discounts that are not listed here. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your Allstate agent.

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