Home Insurance

Guest Medical Coverage

Protect Yourself - and Your Guests - From an Accident Occurring at Your Home

Guest medical coverage, included in most residential insurance policies, provides protection for your guests, should they be injured in or around your home accidentally.

Typically, policyholders with guest medical coverage can feel confident in their ability to help pay for reasonable and necessary medical expenses (up to policy limits) caused by accidents at your home that are not covered by liability protection.

What Types of Expenses May Be Included in Guest Medical Coverage?

Usually, reasonable medical expenses incurred to resolve a medical emergency (that happened in your home or on your property) and reimbursed include such items as:

  • Medical
  • Surgical
  • X-ray
  • Dental
  • Ambulance
  • Hospital
  • And much more
Ask an agent for more information about guest medical coverage.

Learn About Other Types of Residential Insurance Coverage

Are your personal possessions covered? Find out by reviewing our personal property coverage section.

Are you protected against flood damage? Read about flood insurance.

Are you protected in the event of a lawsuit? Allstate's liability insurance overview can tell you.

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An Allstate agent can help you determine which discounts you qualify for, and what level of coverage may be right for you.

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The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.

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