Guest medical coverage, included in most residential insurance policies, provides protection for your guests, should they be injured in or around your home accidentally.
Typically, policyholders with guest medical coverage can feel confident in their ability to help pay for reasonable and necessary medical expenses (up to policy limits) caused by accidents at your home that are not covered by liability protection.
Usually, reasonable medical expenses incurred to resolve a medical emergency (that happened in your home or on your property) and reimbursed include such items as:
- Medical
- Surgical
- X-ray
- Dental
- Ambulance
- Hospital
- And much more
Ask an agent for more information about guest medical coverage.Are your personal possessions covered? Find out by reviewing our personal property coverage section.
Are you protected against flood damage? Read about flood insurance.
Are you protected in the event of a lawsuit? Allstate's liability insurance overview can tell you.