Flood Insurance
Did you know most home and business insurance policies don't cover flood losses? If your community is a participant in the National Flood Insurance Program (NFIP), you're eligible for federally sponsored Flood Insurance coverage for your home or business.
Allstate Participates in the National Flood Insurance Program
Allstate is an active participant in the NFIP. By selecting National Flood Insurance coverage through a reliable company like Allstate, you can have peace of mind knowing you'll receive a high level of customer service when you need it most.
Excess Flood Insurance Coverage May Be Available
In some states, if you purchase National Flood Insurance through Allstate and find you need more coverage than the maximum limit provided by the NFIP program, you may be eligible to purchase additional coverage through an Excess Flood Insurance* Policy from your Allstate agent.
Contact a local Allstate agent to learn more about your eligibility for Flood Insurance protection.
Floods and flash floods can occur anytime, anywhere.
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Floods happen in all 50 states: on coasts, on mountains, along rivers, in the desert, in towns and cities
of every size. In recent years, roughly 25% of all flood insurance claims came from areas not considered
high risk.
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You can't rely on Federal Disaster Assistance alone.
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Many people don't qualify for grants, making the most common form of assistance a disaster home loan.
These loans must be repaid: principal plus interest.
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Flood insurance may be more affordable than you think.
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Contact an Allstate agent to learn more about the Flood Insurance coverage that
may be available in your community.
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Learn more about Home Insurance in 
Tools & Resources.
* Please see the disclaimers below.
Excess Flood Insurance coverage may currently be available but only in the following states: Alabama, Alaska, Arizona, California, Colorado, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Louisiana, Maine, Maryland, Michigan, Mississippi, Nevada, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Texas, Virginia, Washington. In order to qualify for an Excess Flood Insurance Policy, you first need to purchase a National Flood Insurance Policy through Allstate. Excess Flood Insurance is provided by one or more insurance carriers not owned by or affiliated with Allstate Insurance Company. Excess Flood Insurance is subject to availability and qualifications. Other terms, conditions and exclusions may apply. Contact your local Allstate agent to find out whether Flood Insurance coverages are available in your area.