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Home Insurance
What About Discounts and Savings?
We'll give you a great reason to become a customer for life: Savings!
Allstate recognizes multiple policy, safety conscious and claim free customers with premium insurance discounts. Depending on your home, situation and state, you may be eligible for one or more of the property insurance discounts we offer. The following is a summary of some of the discounts offered in most states. Please read the Note that follows this chart regarding the availability, qualifications and amounts of these discounts.
Allstate Discount
Type of Dwelling
Eligibility*
Discount Savings*
Home and Auto
(Multi-Line
Discount in NY)
House Condo
Renter
Allstate Insurance
Company must insure
both your auto and your principal residence.
Save up to 15%
depending on the type
of home and state
you live in.
Protective Device
House Condo
Renter Mobilehome
OYour home has smoke alarms, fire extinguishers, deadbolts on all exterior doors, and central burglar
and fire alarms.
Save up to 15%
depending on the combination of installed protective devices.
Fire Resistive
House
Your home is fire resistive
or is made of fireproof construction such as
brick and masonry.
Save up to 15%
depending on
the materials.
New/ Renovated
Home
House
Your house is less than
10 years old or was completely renovated by
a licensed contractor
within the last 10 years.
Save up to 25%
depending on the age
of the house.
Allstate Indemnity Renewal Claim
Free Discount
House
You'll receive a discount based on the most recent consecutive number of
years you've been claim
free in the Allstate
Indemnity Company
from 1 to 5 years.
Save up to 7% per
year to a maximum 35%
for five consecutive
claim free years.
Tie-Down Discount
Mobilehome
If your mobilehome is
"tied down" or anchored
or bolted to the ground
or foundation.
Save up to 10%.
Original Owner
Discount
Mobilehome
You must have purchased your mobilehome new
within the last five years.
Up to 20%.
55 or Older and
Retired
House Condo
Renter Mobilehome
You're 55 or older,
retired and it's your
principle residence.
10-25% depending on
the type of home.
To get a quote, go to the Get a Quote tool at the top right hand side of this page.
Learn more about Home Insurance in  Tools & Resources.
* Please see the disclaimers below.
The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.
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Home Insurance Considerations 
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