Allstate - Learn about home insurance online and browse coverage options

Personal Property. To protect movable personal property, mostly within your home. Certain coverage limits apply.
Family Liability Protection. To pay for covered damages which you're legally obligated to pay.
Guest Medical Protection. To pay medical expenses for your guests who are accidentally injured on your property as a result of a covered loss.
Additional Living Expenses. To pay the reasonable increase in living expenses if your home becomes uninhabitable after a covered loss.

Second

Consider which policy is right for your living situation:

Third

Personalize your policy with additional coverages such as:

Replacement Cost Coverage. For many of your contents (subject to applicable underlying policy coverage limits).
Scheduled Personal Property Coverage. With increased protection for your personal property including, but not limited to: jewelry, watches, furs, stamp and coin collections, fine arts, computers, cameras and sports equipment.
Increased Building Code Coverage. For example, if your home is damaged or destroyed you'd need protection to bring it up to today's code standards as it is repaired.
Portable Cellular Communication Systems Coverage.
Satellite Dish Antennas Coverage.
And many more! See your Allstate agent for more information on the Optional Coverages available in your state.

Finally

Since most Homeowners, Condominium, Mobile Home,^* or Renters Insurance Policies don't cover a flood, find out if you're eligible for a Flood Insurance Policy.

To get a quote, go to the Get a Quote tool at the top right hand side of this page.

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* Please see the disclaimers below.

The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.

A Mobilehome Insurance Policy includes flood coverage in the following seven states: Alaska, Florida, Maine, North Carolina, Pennsylvania, Rhode Island and Texas. See your Allstate agent for Mobilehome Policy details and the availability of Federal Flood Insurance coverage in your state.

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