What Are My Coverage Options?
Your Condominium Owners Insurance Policy Will Include These Coverages:
You May Also Consider Purchasing:
- Building Property Protection: Condominium owners are responsible for insuring their units. The association typically is responsible for the exterior of the units and the association's property.
- Loss Assessment Coverage: Pays for your share of expenses for a covered loss, up to your policy limits, when your association requires an assessment on all unit owners for certain covered losses.
- Flood Insurance: Since a Condominium Owners Insurance Policy doesn't typically cover a flood, find out if you're eligible for a Flood Insurance Policy.
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You Can Personalize Your Policy with
Optional Coverages Such as: |
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• Increased coverage on business property
• Increased coverage on electronic data processing equipment
(such as a computer)
• Extended coverage on jewelry, watches and furs
• Increased coverage on theft of silverware
• Incidental office, private school or studio coverage
• Lock replacement coverage
• Increased coverage on money
• Increased coverage on securities
• Business pursuits coverage
• Portable cellular communication systems coverage (such as
cellular phones and cellular fax machines)
• Satellite dish antennas coverage
• Additional insured persons
• Fire Department charges
• Engagement presents coverage
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Or, you can purchase Scheduled Personal Property protection with increased coverage for personal property items with value greater than the limits provided in your Condominium Owners Insurance Policy or through the optional coverages listed above.
See your Allstate agent for more information and qualification details on the optional coverages available in your state.
To get a quote, go to the Get a Quote tool at the top right hand side of this page.
Learn more about Home Insurance in 
Tools & Resources.
The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.