Reporting Insurance Fraud

If you suspect you've discovered insurance fraud, you can report it safely, easily and anonymously in most cases - and help lower the cost everyone pays for fraud. Here are several ways...

Most states sponsor fraud bureaus that investigate insurance scams. Some states even reward whistleblowers if there's a conviction. Check to to see if your state has an insurance fraud bureau.

Contact the insurance company you think was defrauded. A few insurers sponsor their own toll-free hotlines. Call or write if the company doesn't have a hotline.

Call the toll-free hotline of the National Insurance Crime Bureau - 1-800-835-6422. The NICB is operated by the insurance industry to investigate insurance crimes involving property and casualty insurance, including auto insurance, liability insurance, workers compensation and homeowners insurance.

Be sure to include as much information as possible...

• full details of the suspected scam
• dates, names
• organizations involved, including phone numbers and addresses (if relevant)
• insurance company or companies that were defrauded or did the defrauding (if relevant)
• amount of money you think was lost
• documents and other written material
• other information you think is helpful