Understanding how to identify an insurance scam can help you avoid becoming a victim. Insurance scams come in many forms and some are easier to detect than others. From auto warranty to home improvement, common scams include:

Intentionally destroying property, then tricking the insurance company into thinking it was an accident.
Faking an injury to collect disability, workers' compensation or personal injury insurance.
Making a false theft report, pretending property was stolen when it was actually hidden or destroyed.