Business Insurance

Helpful Tips

As a company that looks after small business needs, we'll leave no stone unturned. We want you covered in every way. The following is a short list of good advice, considerations and helpful articles, always in the best interest of small business.

Focus on training and provide handbooks.

Many companies skimp in this area, but the right training lets employees know what kind of conduct is expected of them and what's prohibited. With employee-related litigation on the rise, it makes sense to investigate how this form of insurance coverage can protect you.

Consider Disability/Long-Term-Care coverage.

What happens if you need to take an extended leave of absence? It's not such a far-fetched scenario. Disability insurance can help provide wage replacement funds so that you continue to meet your expenses. If the disability is chronic, expenses like in-home care may not be covered. That's where long-term care insurance comes in.
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Consider Key Person/Life Insurance coverage.

Have you planned for the unthinkable? If you, a business partner or a key employee of your business dies, do you have the funds to keep your family and your company going? Especially if your business has other owners, you want to be sure you have the cash on hand to buy back those owners' interest in the business. This insurance helps you do just that.
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Additional Articles

Source: Get the Low down on Insurance, Nina Kaufman,, May 11, 2009

The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.
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