Boat Insurance

Boat Safety Tips Videos

You are watching: Boat Insurance and Safety

You will need Flash 8 or better to view this content.

We want to make sure you have a safe, relaxing time on the water. So check out our safety videos. We not only protect you, your boat, and your gear—we also help you stay safe.


Download PDF

Allstate Boat Safety Checklist

When You're Out On the Water:

  • Always keep track of where you are—and where you're going.
  • Keep an eye on the weather, and give yourself enough time to get to safety if things change dramatically.
  • Watch the horizon to look out for other boats. You're not the only one out on the water.
  • Learn the federal and state regulations—and follow them.
  • Pay attention to safety indicators, such as waterway markers.
  • If you're driving a jet ski, remember that you might be less visible to other boaters.

Safe Boating in Rough Weather

You're out on the water and a storm rolls in. Do you know what to do?

  • Everyone on-board should put on their PFDs and sit in bottom of the boat near the centerline.
  • Slow down, but don't stop completely.
  • Keep the bilge pumps running.
  • Turn on the boat's running lights.
  • Point the boat's bow into the waves at a 45-degree angle.
  • If there's a safe shore nearby, head for it.
  • If the engine dies, trail the anchor from the bow so the boat will keep heading into the waves.
  • If things are getting especially hectic, anchor the boat.

Before You Raise Anchor

Heading for open waters? A few quick tips will help you enjoy smooth sailing.

  • Give your boat a full check-up before you cast off. Test the radio, lights, steering, gauges, fuel level, bilge pump, and anchor.
  • Make sure you've got the right safety equipment on board. Also, check that it's in good shape, and that you know how to use it.
  • Make sure a relative or friend has your float plan.
  • Get familiar with its controls and how it handles, so you won't be surprised when you're out.
  • Check the weather forecast.
  • Make sure you have enough PFDs for all your passengers, and check that they fit properly.

We'll be there when the seas get stormy.

Allstate boat insurance starts at about $20 a month. Half of all boat accidents result in injury, so talk to you local Allstate agent today about full-featured Allstate boat insurance.

*Boat owners insurance is subject to terms, conditions, and availability. Policy issuance is subject to qualifications.

Get A Quote

Your location is set for:

Ashburn, VA 20147 Edit
Retrieve a saved quote

Agents Near 20147

Agent finder map
ECC Monitor: OK