Washington
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Washington
Auto Insurance Coverages

How do you choose the car insurance that is right for you when there are so many companies offering auto insurance in Washington? Whether you live in Seattle, Walla Walla, Spokane or Klickitat, Allstate offers a wide selection of auto insurance policies, optional insurance coverages and other insurance products just for Washington. And when your auto insurance needs change, your local Allstate agent will help you make the right choices. If you have a teen driver, there are some additional considerations your local Allstate agent can help you with. Refer to the WA's Graduated Driver Licensing chart below for more information.

For more information on this state, visit the Washington State Information or Washington State Catastrophe page.

Washington Auto Insurance Coverage Scale

Do you know what the Washington auto insurance coverage requirements are? Use the chart below as a possible starting point to learn more about the Washington-required auto insurance coverage levels and the most common car insurance coverages in Washington

Coverage
State Requirements
Most Common
Bodily Injury Liability
25,000/50,000
100,000/300,000
Property Damage Liability
10,000
50,000
Uninsured Motorist Bodily Injury
Not required
100,000/300,000
Uninsured Motorist Property Damage
5,000
5,000
Medical Payments
Not required
10,000
Collision
Not required
500 deductible
Comprehensive
Not required
100 deductible
Personal Injury Protection
Not required
10,000 medical expenses limit

Washington Graduated Driver Licensing

Graduated Driver Licensing laws have been proven to save teen lives. Review the Washington GDL laws with your teen. Use this information to set rules for your teen driver and help protect them on the road.

Minimum Entry Age
(Optimal: 16)
15
Extended Learner Period
(Optimal: at least 6 months)
Has optimal provision
Parent Certification
(Optimal: 30 hours minimal)
Has optimal provision
Night Restriction
(Optimal: 9 or 10 p.m.)
Has provision,
but is not optimal
Passenger Restriction
(Optimal: No teenager passengers or only one-family excepted)
Has optimal provision
Minimum exit age/ Minimum age at which restrictions are lifted
(Optimal: 18)
17

For more information on talking to your teen driver about safe driving, download the Parent-Teen Driving agreement (PDF format). Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Alaska, California, Hawaii, Idaho, Oregon

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Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Washington. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.
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