Uninsured and Underinsured Motorist

This coverage option helps pay for medical expenses, and damage to your car, caused by a driver who has little to no insurance.

This Coverage Is Divided Into Two Parts

• Bodily Injury Coverage — may pay medical expenses for you, your passengers, or any family members who might be driving the car when bodily injuries are caused by an uninsured or underinsured driver.
• Property Damage Coverage — pays for damages to your car caused by an uninsured or underinsured driver.  (This coverage is not available in all states.)

Other Coverages

Choose any of the following options that might suit your individual circumstances best and build an auto insurance policy that helps fit your needs.

Liability Coverage — If you’re at fault in an accident that's covered by your policy, and other people (or property) are injured or damaged, Liability coverage helps protect you from the cost of these damages.

Collision Coverage — helps pay for repairs or replacement to your car if you’re in a covered accident that involves other vehicles or stationary objects.

Comprehensive Coverage — helps pay for covered losses caused by natural disasters, theft, vandalism, or other similar events.

Medical Payments Coverage — helps pay medical bills if you or your passengers are hurt in a covered accident. This option may also cover other members of your family when they’re driving the insured car.

Personal Injury Protection — typically helps reimburse you for lost income, child care expenses, medical expenses, and other similar things if you’re hurt in a covered accident. (Personal Injury protection is not available in some states)

Limits and Deductibles — will apply to certain types of coverage. Your Limits and Deductibles determine how much your insurance company will pay and how much you’ll have to pay when you make a claim for a covered accident.

Additional Coverage Options — can boost convenience and peace of mind, whether it’s with our Towing and Labor-Cost Coverage*, Rental Car Reimbursement* Coverage, Sound System Coverage*, or Tape/CD Coverage*. The choice is yours.

The fact is, seven out of 10 people who switched to Allstate saved money.  Get a Ballpark Estimate and see if you’ll save, too.  It takes only minutes, and you don’t even have to give your name, email address, or Social Security number. Or, you can call 1-866-621-6900 to quote over the phone.