Young Driver Accidents

What If Your Teen Has An Accident With A Learner's Permit?

The learner's permit is designed to help your teen learn to drive, and sometimes, that includes learning from mistakes. If your teen has an accident, the consequences are typically no different than when a fully licensed driver has an accident.

60 Typically, a licensed, insured driver must accompany a teen driver with a learner's permit. If teen drivers with learner's permits are caught driving alone, or without a licensed driver, the law may prevent them from driving alone for months or even years.

Graduated Driver Licensing (GDL) laws and learner's permits help teens get the experience they need. Teach your teen to be safe and follow the law

Virginia Tech Transportation Institute research, available at

Setting Limits, Saving Lives—The Case for .08 BAC Laws, available at and A Comparison of the Cell Phone Driver and the Drunk 3Driver, available at

IIHS fatality facts 2008, available at

National Safety Council Cell Phone fact sheet, available at

Coverages and discounts are subject to availability and qualifications. Other terms, conditions and exclusions may apply.

This section highlights examples of safety precautions you can consider to help educate your teen on safe driving. Please recognize that a particular precaution may not be appropriate or effective in every circumstance. We encourage you to use your own good judgment about what's appropriate.

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