Speeding Ticket

How a Speeding Ticket May Affect your Insurance

Allstate customer receiving a ticket from police officer You're late for work or school and you've got to get to where you're going—fast. While you think pushing the pedal to the metal may be a short-term solution, the familiar swirl of red and blue lights in your rearview mirror will quickly bring you back to reality. Getting a speeding ticket may not only impact your wallet but it just may add points to your driving record or may even result in higher auto insurance rates.

Often times, insurance companies check your driving record when determining your rates and if it has a few blemishes, it may be reflected in your bill. Speeding tickets could also impact any discounts you already have in place for auto insurance.

If you already have violations (or points) on your record from previous driving incidents, it may take months or years for them to expire—if at all. Check with your local DMV to review your current driving record and see how you may be able to improve it.

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