How do you choose the auto insurance that's right for you when there are so many companies offering auto insurance in New Jersey? Finding auto insurance that fits your lifestyle can be daunting, but your local Allstate agent will take the time to help you make the right choices as your auto insurance needs change. Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products available in New Jersey. If you have a teen driver in NJ, you must consider New Jersey's Graduated Driver Licensing laws (see chart below).
For more information on this state, visit the New Jersey State Information or New Jersey State Catastrophe page.
Help keep your teen driver safe on the road by reviewing the New Jersey Graduated Driver Licensing (GDL) laws with them. New Jersey has its own variation of GDL laws that have been proven to save teen lives. We suggest you use these laws to form driving rules for your teen.
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Minimum Entry Age
(Optimal: 16)
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16, Has optimal provision
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Extended Learner Period
(Optimal: at least 6 months)
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Has optimal provision
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Parent Certification
(Optimal: 30 hours minimal)
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Has no provision
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Night Restriction
(Optimal: 9 or 10 p.m.)
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Has the provision
but it is not optimal
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Passenger Restriction
(Optimal: No teenager passengers or only one-family excepted)
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Has optimal provision
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Minimum exit age/ Minimum age at which restrictions are lifted
(Optimal: 18)
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18, Has optimal provision
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For more information on talking to your teen driver about safe driving, download the Parent-Teen Driving agreement (PDF format). Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.
Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.
Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Connecticut, Hawaii, Maryland, New York, Pennsylvania
Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in New Jersey. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.
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