Idaho
Auto Insurance Coverages
With so many companies offering auto insurance in Idaho, how do you choose the car insurance that's right for you? Regardless of where you live in Idaho, Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products for Idaho drivers. As your auto insurance needs change, your local Allstate agent will take the time to help you make the right choices. If you have a teen driver, there are many other considerations your local Allstate agent can also help you with. Refer to the ID Graduated Driver Licensing chart below for more information.
For more information on this state, visit the Idaho State Information or Idaho State Catastrophe page.
Idaho Auto Insurance Coverage Scale
Idaho auto insurance coverage requirements can be different from other states. The chart below provides a good starting point for learning about the Idaho required auto insurance coverage levels and the most common car insurance coverages to make your choice easier.
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Coverage
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State Requirements
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Most Common
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Bodily Injury Liability
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25,000/50,000
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100,000/300,000
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Property Damage Liability
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15,000
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50,000
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Uninsured Motorist Bodily Injury
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Not required
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25,000/50,000
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Medical Payments
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Not required
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5,000
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Collision
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Not required
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500 deductible
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Comprehensive
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Not required
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100 deductible
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Idaho Graduated Driver Licensing
Help keep your teen driver safe on the road by reviewing the Idaho Graduated Driver Licensing (GDL) laws with them. Idaho has its own variation of GDL laws that have been proven to save teen lives. We suggest you use these laws to form driving rules for your teen.
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Minimum Entry Age
(Optimal: 16)
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14 years, 6 mo.
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Extended Learner Period
(Optimal: at least 6 months)
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Has optimal provision
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Parent Certification
(Optimal: 30 hours minimal)
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Has optimal provision
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Night Restriction
(Optimal: 9 or 10 p.m.)
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Has optimal provision
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Passenger Restriction
(Optimal: No teenager passengers or only one-family excepted)
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Has provision, but it not optimal
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Minimum exit age/ Minimum age at which restrictions are lifted
(Optimal: 18)
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16
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Download a Parent-Teen Driving agreement (PDF format) and start talking to your teen driver about safe driving habits. Get more information and learn about teen driving research, facts, tips, driving laws, and teen driving programs.
Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.
Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
California,
Montana,
Nevada,
Oregon,
Utah,
Washington,
Wyoming
Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Idaho. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.
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