Allstate customer reading a map of the United States
Write a Review

Delaware

Auto Insurance Coverages

Whether you live in Wilmington, Dover, Milford, Dewey Beach, with so many companies offering auto insurance in Delaware, how do you know what car insurance is right for you? Allstate offers a variety of auto insurance policies, optional insurance coverages and many other products available in Delaware. As your auto insurance needs change, you local Allstate agent can work with you to help you make the right choices. If you have a teen driver, there are other considerations such as Delaware's Graduated Driver Licensing laws (see chart below).

For more information on this state, visit the Delaware State Information or Delaware State Catastrophe page.

Delaware Auto Insurance Coverage Scale

Allstate can help you decide how much auto insurance coverage is right for you. Each state, including Delaware, has different minimum required auto insurance coverage levels, as shown in the chart below. Use this chart to learn more about Delaware's required coverage levels and the most common car insurance coverages.

Coverage
State Requirements
Most Common
Bodily Injury Liability
15,000/30,000
100,000/300,000
Property Damage Liability
10,000
50,000
Uninsured Motorist Bodily Injury
Not required
100,000/300,000
Personal Injury Protection
15,000/30,000
15,000/30,000
Collision
Not required
500 deductible
Comprehensive
Not required
0 deductible

Delaware Graduated Driver Licensing

If you have a teen driver, you should know about Graduate Driver Licensing (GDL). GDL laws are one of the few things that have been shown to save teen lives. Protect your teen driver by reviewing these GDL laws with them and use them to form driving rules that help keep your teen driver safe.

Minimum Entry Age
16
Extended Learner Period
(Optimal: at least 6 months)
Has optimal provision
Parent Certification
(Optimal: 30 hours minimal)
Has optimal provision
Night Restriction
(Optimal: 9 or 10 p.m.)
Has optimal provision
Passenger Restriction
(Optimal: No teenager passengers or only one-family excepted)
Has optimal provision
Minimum Exit Age/ Minimum age at which restrictions are lifted (Optimal: 18)
17

Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Alaska, Maryland, New Jersey, Pennsylvania, Washington D.C.

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Delaware. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.
Start a Quote Now
Start a Quote Now
Enter ZIP Code
Rates and insurance options (and their availability) vary according to your state's regulations.
Why are we asking for your Zip Code?

Rates and insurance options (and their availability) vary according to your state's regulations.

Type of Insurance
Find an Agent
Find an Agent
Customer Log In
Customer Log In
AdChoices
ECC Monitor: OK