Comprehensive Coverage

Comprehensive coverage protects your car in situations that don't necessarily involve other drivers or vehicles. For instance, if your car's damaged by:

• Storm (or other natural disaster)
• Vandalism
• Passive object (such as a tree or a post in a parking garage) which fell and was not caused by collision

or if you sustain

• Broken window or windshield
• Damage due to a collision with an animal on the road

Other Coverages

Choose any of the following options that might suit your individual circumstances best and build an auto insurance policy that helps fit your needs.

Liability Coverage If you're at fault in an accident that's covered by your policy, and other people (or property) are injured or damaged, Liability coverage helps protect you from the cost of these damages.

Collision Coverage helps pay for repairs or replacement to your car if you're in a covered accident that involves other vehicles or stationary objects.

Underinsured/Uninsured Motorist Coverage helps protect you if the covered accident was another driver's fault and he/she either has no auto insurance, or not enough insurance to cover the expenses.

Medical Payments Coverage helps pay medical bills if you or your passengers are hurt in a covered accident. This option may also cover other members of your family when they're driving the insured car.

Personal Injury Protection typically helps reimburse you for lost income, child care expenses, medical expenses, and other similar things if you're hurt in a covered accident. (Personal Injury protection is not available in some states)

Limits and Deductibles will apply to certain types of coverage. Your Limits and Deductibles determine how much your insurance company will pay and how much you'll have to pay when you make a claim for a covered accident.

Additional Coverage Options can boost convenience and peace of mind, whether it's with our Towing and Labor-Cost Coverage*, Rental Car Reimbursement* Coverage, Sound System Coverage*, or Tape/CD Coverage*. The choice is yours.

Our Bumper-to-Bumper Basics^SM will show you how these unique options might be added to your Allstate auto insurance policy. And our quick and easy quote tool can show you how switching to Allstate might save you money. Or, you can call your local Allstate agent or simply call 1-866-621-6900 to quote over the phone.