Allstate - Auto Insurance Collision Coverage

Collision helps pay for repairs or replacement up to the Actual Cash Value (ACV) of your car. (Though remember, the ACV isn’t the amount you paid for your car. ACV is likely a lower value, as it takes into account things like age, use, and wear and tear).

Other Coverages

Choose any of the following options that might suit your individual circumstances best and build an auto insurance policy that helps fit your needs.

Liability Coverage — If you’re at fault in an accident that's covered by your policy, and other people (or property) are injured or damaged, Liability coverage helps protect you from the cost of these damages.

Comprehensive Coverage — helps pay for covered losses caused by natural disasters, theft, vandalism, or other similar events.

Underinsured/Uninsured Motorist Coverage — helps protect you if the covered accident was another driver’s fault and s/he either has no auto insurance, or not enough insurance to cover the expenses.

Medical Payments Coverage — helps pay medical bills if you or your passengers are hurt in a covered accident. This option may also cover other members of your family when they’re driving the insured car.

Personal Injury Protection — typically helps reimburse you for lost income, child care expenses, medical expenses, and other similar things if you’re hurt in a covered accident. (Personal Injury protection is not available in some states)

Limits and Deductibles — will apply to certain types of coverage. Your Limits and Deductibles determine how much your insurance company will pay and how much
you’ll have to pay when you make a claim for a covered accident.

Additional Coverage Options — can boost convenience and peace of mind, whether it’s with our Towing and Labor-Cost Coverage*, Rental Car Reimbursement* Coverage, Sound System Coverage*, or Tape/CD Coverage*. The choice is yours.

Our Bumper-to-Bumper Basics^SM will show you how these unique options might be added to your Allstate auto insurance policy. And our quick and easy quote tool can show you how switching to Allstate might save you money. Or, you can always talk to your local Allstate agent or call 1-866-621-6900 to quote over the phone.