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Auto Insurance Policy Features
Bumper-to-Bumper Basics of auto insurance
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Auto Insurance
Unique Policy Features, Unique Coverage
Now you can enjoy Allstate’s high-quality auto insurance coverage, with even more options. Our new policy features (available in most states) come bundled together so you can mix and match to create the coverage that best fits your needs.
Beyond the Basics
Now you can choose auto insurance policy options that deliver extra features where you may need them most.

Here’s just a taste of what Your Choice Auto® can deliver:

  • Accident Forgiveness... Helps keep your rates from going up just because of an accident. Even if it’s your fault.
  • Safe DrivingBonusSM... Introducing the Safe Driving Bonus check*, for every six months of accident-free driving you have the opportunity to earn a check of up to 5% of your premium. This is in addition to any other Allstate discounts you qualify for.
  • DeductibleRewardsSM... You’ll get $100 off your Collision deductible the day you sign up. And then $100 off every year you go without an accident. Up to $500 total.
  • New Car Replacement... If your new car gets totaled within the first three model years, you can get a new car — not just the depreciated value.
Our Bumper-to-Bumper Basics SM will show you how these unique options might be added to your Allstate auto insurance policy. And our quick and easy quote tool can show you how switching to Allstate might save you money. Or, you can always talk to a nearby Allstate agent  or call 1-866-621-6900 to quote over the phone. 

  







*Check option is an enhancement to Existing Safe Driving Bonus and is NOW AVAILABLE IN OR COMING SOON to states Your Choice Auto is offered (subject regulatory approval). For some states, may not be available to renewal customers until next policy period.
The Allstate Easy Pay Plan is required with the Allstate Value Plan. Your premium is automatically deducted from your checking or savings account. Please note: you will not be eligible for any accident waiver while the Allstate Value Plan is part of your policy. Plan details may vary by state.
Your Choice Auto® Accident Forgiveness, Deductible RewardsSM, Safe Driving BonusSM, and New Car Replacement are optional and subject to terms and conditions.  NOT AVAILABLE IN EVERY STATE.  Patent Pending.  Deductible Rewards apply to collision coverage.  In NY and PA, deductible amount will not go below $100.  In NY, Safe Driving BonusSM is a discount.  Safe Driving BonusSM is based on eligible premium for prior policy period (except in NY), and won't apply after an accident.  Policy issuance is subject to qualificiations.  Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL.  Allstate New Jersey Property and Casualty Insurance Company, Bridgewater, NJ. Allstate County Mutual Insurance Company, Irving, TX.
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Compare Your Current Policy
See how Your Choice Auto® compares to other insurance company policies.
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Put Your Safe Driving Skills to the Test in Allstate’s Distract-A-Zone.
If you liked Allstate’s latest Safe Driving BonusSM  commercial, “Rush Hour,” now you can play the video game.
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