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Your Choice Auto® Insurance options

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Want even better protection against the unexpected? Want to be rewarded for your safe driving habits? Make the Hands On SM choice. With Your Choice Auto®, you can enjoy Allstate's high-quality auto insurance coverage with exclusive rewards when you avoid accidents, and more protection when you can't.

When you choose Your Choice Auto® from Allstate:

  • Your rates won't go up just because of an accident*
  • You'll get $100 off your collision deductible the day you sign up
  • You'll earn a check** of up to 5% for every six months of accident-free driving
  • You get a check for a new car (not just the depreciated value) if you total a brand new car within the first 3 model years. (New car expanded protection is an optional coverage available if you buy a Your Choice Auto (YCA) package. It is not included in the core YCA coverage. Talk to your agent about further details.)*

Only Your Choice Auto® offers these car insurance additional options starting the day you sign up. Get an easy online quote or speak to an Allstate agent to see how you can make the most of your auto insurance coverage.

Get the Details About Your Choice Auto®

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Here's just a taste of what Your Choice Auto® only from Allstate can deliver:
Accident Forgiveness Had an accident? Well, it happens. Even if the accident is your fault, we can help keep your rates from going up.
Safe Driving Bonus® For every six months of accident-free driving, you can earn a Safe Driving Bonus check for up to 5% of your premium.**
Deductible RewardsSM Get $100 off your Collision deductible right when you sign up, plus $100 more each year you go without an accident. (Up to $500 total.)
New Car Replacement If your new car is totaled within the first three model years (ouch!), you can get a new car - not just a check for the totaled car's depreciated value.





Your Choice Auto®& Accident Forgiveness, Deductible RewardsSM, Safe Driving Bonus®, and New Car Replacement are optional and subject to terms and conditions. NOT AVAILABLE IN EVERY STATE. Patent Pending. Deductible Rewards apply to collision coverage. In NY and PA, deductible amount will not go below $100. In NY, Safe Driving Bonus® is a discount. Safe Driving Bonus® is based on eligible premium for prior policy period (except in NY), and won't apply after an accident. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL. Allstate New Jersey Property and Casualty Insurance Company, Bridgewater, NJ. Allstate County Mutual Insurance Company, Irving, TX.

*Check option is an enhancement to Existing Safe Driving Bonus® and is NOW AVAILABLE IN OR COMING SOON to states offering Your Choice Auto®, except New York. May not be available to renewal customers until next policy period. Amounts less than $5 will be applied to renewal bill.

** Savings based on countrywide information reported in 2009 by new Allstate auto customers. Actual savings will vary.

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