Auto Insurance Discounts


Cut Your Premium, Not Your Coverage.

With Allstate, you'll enjoy quality protection and a variety of auto insurance discounts. Your lifestyle, driving habits and policy management preferences are just a few of the many factors considered when determining what discounts are available to you.

Featured Discount

With Drivewise®, driving safe can help you save. Downloading a mobile app or installing a small device in your car to track your safe driving habits could help you earn a savings of up to 30%.

Vehicle Discounts

A shiny new set of wheels can help you lower your car insurance rates. Your car's safety features could also help you spend less on auto insurance. Explore all the vehicle discounts from Allstate:

  • Passive restraint discount
    If your car came from the factory with airbags and motorized seatbelts, you could save up to 30%.
  • Anti-lock brake discount
    When your car is equipped with anti-lock brakes, you'll score a 10% discount.
  • Anti-theft device discount
    Secure more savings with an anti-theft device in your car—up to 10%.
  • New car discount
    Save up to 30% if you're the first owner of the vehicle and your car is only two years old.
  • Economy car discount
    You could save some green for driving green. Insuring an economy car could help you earn up to a 10% off your premium.
  • Utility discount
    Save up to 15% when you own a utility vehicle with a model year of 2002 and prior.
  • Farm vehicle discount
    Save up to 10% when you vehicle is used primarily for farm or ranch work.

Policy Discounts

From the way you pay your bill to purchasing additional insurance from Allstate, your policy management style can help you save money. Discover the available policy discounts:

  • EZ pay plan discount
    Save up to 5% on auto insurance when you set up automatic withdrawal.
  • eSmart® discount
    Sign up for ePolicy—a convenient way to view all your insurance documents online—and save up to 10%.
  • FullPay® discount
    Save up to 10% when you pay your policy in full.
  • Auto/Life Discount
    Enjoy a discount on your auto insurance when you purchase a life insurance policy.
  • Multiple policy discount
    Save up to 10% on your auto insurance when you purchase a home or renters policy.
  • Early Signing Discount®
    Save up to 10% when you sign your policy seven days before it becomes effective.
  • Good payer discount
    Save up to 5% if you did not receive a cancellation notice for non-payment during the past 12 months.

Lifestyle Discounts

You could already be eligible for discounts that can help make your auto insurance more affordable. See the ways your lifestyle can help you save:

  • Senior adult discount
    Drivers who are at least 55 years old and not actively seeking full-time employment can save up to 10%.
  • 55 and retired discount
    Drivers who are at least 55 years old and not actively seeking full-time employment can save up to 10%.
  • Resident student discount
    Enjoy up to 35% off your premium if you have a child attending school at least 100 miles away from where your car is garaged.
  • Good student discount
    All those A's can add up. Single, full-time students under the age of 25 can save up to 20% for getting good grades.

Driving Discounts

If you have a history of safe driving habits or proactively develop your safe driving skills, you could be rewarded with auto insurance discounts. Check out the discount rewards Allstate offers:

  • Premier discount
    Save up to 22% for driving 3 years without any violations or accidents.
  • Premier plus discount
    Save up to 35% for driving 60 months without any violations or accidents.
  • Safe drivers discount
    Your safe driving habits could save you up to 45% on car insurance.
  • teenSMART discount
    Save up to 10% when your teen successfully completes the teenSMART driver education program.
  • Defensive driver discount
    Drivers who are 25 years old, have completed six or more hours of defensive driving courses and have no violations and no at-fault claims can save up to 10%.

Talk to an agent to learn more about these auto insurance discounts.

Savings For Teen Drivers.

There are lots of ways for teen drivers to earn discounts on auto insurance with Allstate. From good student discounts to rewards for defensive driving programs, your teen's car insurance premium could be less expensive than you think.
Learn more about teen driver discounts

The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.

Savings and coverage subject to terms, conditions and availability. Your Choice Auto® Accident Forgiveness, Deductible Rewards® Safe Driving Bonus®and New Car Replacement are optional and subject to terms, conditions. NOT AVAILABLE IN EVERY STATE. Deductible Rewards apply to collision coverage. In NY and PA, deductible amount will not go below $100. In NY, Safe Driving Bonus® is a discount. Safe Driving Bonus® is based on eligible premium for prior policy period (except in NY), and won't apply after an accident. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL.

Drivewise available in AL, AK, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, ND, NE, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SD, TN, UT, VA, VT, WA, WI, WV and WY. Feature is optional. Subject to terms, conditions and availability. Savings based on how you drive. Your savings will vary. Allstate Property and Casualty Insurance Co. & Allstate Fire and Casualty Insurance Co. & their affiliates: Northbrook, IL. Allstate New Jersey Property and Casualty Insurance Company, Bridgewater, N.J. © 2012 Allstate Insurance Co

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