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Auto Insurance Coverage Options
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Auto Insurance
The Auto Insurance Coverage Options
You May Need Most
dotted rule Liability and Medical Protection* dotted rule Liability Coverage
If you’re at fault in an accident that's covered by your policy, and other people (or property) are injured or damaged, Liability coverage helps protect you from the cost of these damages.

Medical Payments Coverage
If you’re in a covered accident, this Medical Payments option helps pay for any reasonable and necessary medical bills.

Underinsured / Uninsured Motorist Coverage
If a driver with little or no insurance damages your car, or injures you or someone riding with you, this coverage option can help cover repairs and expenses. (This is subject to certain limitations, however, so check your individual policy, or talk to your agent for more details.)

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dotted rule Vehicle Protection* dotted rule Collision Coverage
This option helps protect you from repair costs to your car if you’re involved in a covered accident. Considering it’s a covered loss (that’s insurance-speak for an accident that’s specifically covered by your policy), Collision helps pay for the repairs needed to get your car back on the road.

Comprehensive Coverage
This option helps protect your car in covered situations that don’t necessarily involve other drivers or vehicles. If your car’s damaged by a storm, vandalism, or “passive object” (such as a tree or a post in a parking garage) which fell and was not caused by collision, Comprehensive can help keep you covered.

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dotted rule Additional Protection dotted rule Personal Injury Protection 
Helps reimburse you for lost income, child care expenses, medical expenses, and other similar things if you’re hurt in a covered accident. (Personal Injury protection is not available in some states, and the amount of reimbursement is based on the coverage you purchase.)

Additional Coverage Options
Can boost convenience and peace of mind, whether it’s with our Towing and Labor-Cost Coverage, Rental Car Reimbursement Coverage, Sound System Coverage, or Tape/CD Coverage. The choice is yours.

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Our Bumper-to-Bumper BasicsSM will show you how these unique options might be added to your Allstate auto insurance policy. And our quick and easy quote tool can show you how switching to Allstate might save you money. You can also talk to an Allstate agent  or call 1-866-621-6900 to quote over the phone.
 
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The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.
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